Magazyn Kieszeń (211)

CENY 4PM 04.27.2018

Treasury Yields

Name	Coupon	Price	Yield	1 Month	1 Year	Time (EDT)
GB3:GOV 3 Month	0.00	1.77	1.80%	+5	+101	4:59 PM
GB6:GOV 6 Month	0.00	1.96	2.00%	+8	+105	4:59 PM
GB12:GOV 12 Month	0.00	2.16	2.23%	+20	+118	4:59 PM
GT2:GOV 2 Year	2.38	99.79	2.48%	+22	+122	4:59 PM
GT5:GOV 5 Year	2.75	99.77	2.80%	+23	+98	4:59 PM
GT10:GOV 10 Year	2.75	98.25	2.96%	+18	+66	4:59 PM
GT30:GOV 30 Year	3.00	97.59	3.12%	+10	+16	4:59 PM

 

	Dow	24,311.19	-11.15	-0.05%
	S&P 500	2,669.91	2.97	0.11%
	Nasdaq	7,119.80	1.12	0.02%
	GlobalDow	3,073.45	10.97	0.36%
	Gold	1,324.10	6.20	0.47%
	Oil	67.97	-0.22	-0.32%

12am6am12pm3,0603,0703,080

S&P 500 Movers(%)

• SIVB 18.7
• VTR 8.7
• EXPE 8.2
• WELL 5.7

• CHTR -11.7
• WDC -8.0
• DISH -5.6
• WRK -5.5

• 10-Year Government Bond Yields

Country	Yield	1 Day	1 Month	1 Year	Time (EDT)
United States »	2.96%	-2	+18	+66

 

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)	2 Day
WIG20:IND WIG 20	2,276.41	-6.74	-0.30%	+2.99%	-4.23%	11:15 AM
WIG:IND WSE WIG INDEX	59,567.47	-60.57	-0.10%	+2.04%	-3.37%	11:15 AM
WIG30:IND WIG30	2,625.67	-4.50	-0.17%	+2.70%	-3.46%	11:15 AM

 

 

Currency		Value		Change			Net Change		Time (EDT)			2 Day
EUR-USD		1.2130		0.0027			+0.22%		4:59 PM
USD-JPY		109.0500		-0.2500			-0.23%		4:59 PM
GBP-USD		1.3781		-0.0138			-0.99%		4:59 PM
AUD-USD		0.7581		0.0027			+0.36%		4:59 PM
USD-CAD		1.2828		-0.0042			-0.33%		4:59 PM
USD-CHF		0.9877		-0.0014			-0.14%		4:59 PM
USD-CZK		20.9988		-0.0422	-0.20%		4:59 PM
USD-SKK		24.8366		-0.0536	-0.22%		4:59 PM
USD-PLN		3.4685		-0.0247	-0.71%		4:59 PM
USD-HUF		257.8800		-0.6700	-0.26%		4:59 PM
USD-RUB		62.1593		-0.5599	-0.89%		4:58 PM

Primary Mortgage Markets

MND’s Daily Rate Survey
				52 Week
Product	Today	Yesterday	Change	Low	High
30 Yr FRM	4.61%	4.64%	-0.03	3.84%	4.69%
15 Yr FRM	3.99%	4.02%	-0.03	3.12%	4.06%
FHA 30 Year Fixed	4.43%	4.45%	-0.02	3.35%	4.50%
Jumbo 30 Year Fixed	4.65%	4.68%	-0.03	4.10%	4.70%
5/1 Yr ARM	3.77%	3.78%	-0.01	3.01%	3.80%
Updated: 4/27/18 2:15 PM

MND’s Rate Survey is Updated Daily (approx 4pm EST)

Learn More About Our Rate Survey

3.84%

4.69%

4.61%

3.12%

4.06%

3.99%

3.35%

4.50%

4.43%

4.10%

4.70%

4.65%

3.01%

3.80%

3.77%

	52 Week Range		Current Rate
FHFA				Rate		Points	Change
15 Yr. Fixed				3.65%		1.14	+0.09
30 Yr. Fixed				4.19%		1.21	+0.02
MBA
30 Yr. Fixed				4.68%		0.46	-0.01
15 Yr. Fixed				4.12%		0.51	+0.05
30 Yr. Jumbo				4.55%		0.37	—
30 Yr. FHA				4.69%		0.81	-0.04
5/1 ARM				3.83%		0.68	-0.10
Freddie Mac
30 Yr. Fixed				4.58%		0.50	+0.11
15 Yr. Fixed				4.02%		0.40	+0.08
1 Yr. ARM				2.68%		0.20	+0.01
5/1 Yr. ARM				3.74%		0.30	+0.07

 

 

Today’s Interest Rates

• mortgage
• equity
• savings
• auto
• credit cards

30 yr fixed Jumbo	4.69%
30 yr fixed	4.43%
15 yr fixed	3.85%
10 yr fixed	3.74%
30 yr fixed refi	4.43%
15 yr fixed refi	3.82%
5/1 ARM	4.33%
5/1 ARM refi	4.31%

• equity
• savings
• auto
• credit cards

$30K HELOC	3.46%
$50K HELOC	3.57%
$75K HELOC	3.46%
$100K HELOC	3.57%
$30K Home Equity Loan	5.22%
$50K Home Equity Loan	4.92%
$75K Home Equity Loan	4.92%
$100K Home Equity Loan	4.78%

 

 

 

Mortgage Rate Averages

• Product
• Rate
• Change
• Last Week

• 30 yr fixed mtg
• 4.46%
• 0.06
• 4.40%

• 15 yr fixed mtg
• 3.86%
• 0.05
• 3.81%

• 30 yr fixed jumbo mtg
• 4.71%
• 0.14
• 4.57%

• 5/1 ARM
• 4.32%
• 0.13
• 4.19%

• 7/1 ARM
• 4.19%
• 0.01
• 4.18%

• 15 yr fixed jumbo mtg
• 4.72%
• 0.20
• 4.52%

• 10 yr fixed mtg
• 3.76%
• 0.04
• 3.72%

• 20 yr fixed mtg
• 4.35%
• 0.07
• 4.28%

CD Rate Averages

• Product
• Rate
• Change
• Last Week

• 3 yr CD
• 2.29%
• 0.03
• 2.32%

• 6 month CD
• 1.34%
• 0.07
• 1.27%

• 1 yr CD
• 2.10%
• —
• 2.09%

• 5 yr CD
• 2.61%
• 0.01
• 2.60%

• 1 yr jumbo CD
• 1.55%
• —
• 1.55%

• 18 month CD
• 1.93%
• 0.17
• 2.10%

• 3 month CD
• 0.78%
• 0.07
• 0.71%

• 2 yr CD
• 2.22%
• 0.01
• 2.23%

Credit Card Rate Averages

• Product
• Rate
• Change
• Last Week

• Low Interest Credit Cards
• 13.49%
• 0.01
• 13.48%

• Balance Transfer Credit Cards
• 15.90%
• 0.03
• 15.87%

• Student Credit Cards
• 16.14%
• —
• 16.14%

• Cash Back Credit Cards
• 16.93%
• 0.03
• 16.90%

• Airline Credit Cards
• 16.66%
• 0.07
• 16.59%

• Reward Credit Cards
• 16.78%
• 0.03
• 16.75%

• Business Credit Cards
• 14.34%
• 0.02
• 14.32%

• Credit Cards For Bad Credit
• 23.74%
• —
• 23.74%

Auto Loan Rate Averages

• Product
• Rate
• Change
• Last Week

• 60 month used car loan
• 4.23%
• —
• 4.23%

• 48 month used car loan
• 4.25%
• 0.04
• 4.29%

• 48 month new car loan
• 3.83%
• 0.03
• 3.86%

• 36 month used car loan
• 4.23%
• 0.05
• 4.28%

• 36 month new car loan
• 3.60%
• 0.04
• 3.64%

• 60 month new car loan
• 3.96%
• 0.03
• 3.99%

• 72 month new car loan
• 3.78%
• —
• 3.78%

• 60 month auto refinance
• 2.98%
• —
• 2.98%

Top of Form Week Month 1-Year 3-Year Bottom of Form
[click item to view chart]	Current		Previous		Previous
	Quote		Day		Week
	Apr 27, 2018		Apr 26, 2018		Apr 20, 2018
	Quote	% Chg	Quote	% Chg	Quote	% Chg
Macroeconomic Statistics
Mar Core US CPI Rate	2.1%	16.7%	1.8%	0.0%	1.8%	0.0%
Feb Core US PCE Idx	1.60%	6.7%	1.50%	0.0%	1.50%	0.0%
Mar Non-Farm Payroll	103,000	-68.4%	326,000	0.0%	326,000	85.2%
Mortgage Rates
30 Yr FXD avg	4.58%	2.5%	4.47%	0.0%	4.47%	0.4%
15 Yr FXD avg	4.02%	2.0%	3.94%	0.0%	3.94%	0.8%