Magazyn Kieszeń (239) 11.17.2018

CENY @ 4:00 PM 11.16.2018

10 yr note:                  +12/32 (37 bp) 3.07% -4 bp
5 yr note:                    +8/32 (25 bp) 2.89% -5 bp
2 Yr note:                    +3/32 (9 bp) 2.81% -4 bp
30 yr bond:                 +18/32 (56 bp) 3.33% -3 bp
Libor Rates:                 1 mo 2.302%; 3 mo 2.264%; 6 mo 2.860%; 1 yr 3.118%  (11/15/18)
30 yr FNMA 4.5:         102.59 +22 bp (+11 bp frm 9:30)
15 yr FNMA 4.0:         101.76 +16 bp (-2 bp frm 9:30)
30 yr GNMA 4.5:        102.88 +14 bp (+16 bp frm 9:30)
Dollar/Yuan:               $6.9380 -$0.0011
Dollar/Yen:                 112.78 -0.84 yen
Dollar/Euro:               $1.1418 +$0.0086
Dollar Index:             96.43 -0.68
Gold:                          $1220.00 +$7.00
Crude Oil:                  $56.79 +$0.33
DJIA:                          25,413.22 +123.95
NASDAQ:                   7247.87 -11.16

S&P 500:                    2736.27 +6.07

Poland

Name Value Net Change % Change 1 Month 1 Year Time (EST) 2 Day
WIG20:IND

WIG 20

 

 2,165.46 -37.45 -1.70% -1.44% -11.39% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 55,442.10 -886.91 -1.57% -2.12% -12.06% 11:15 AM
WIG30:IND

WIG30

 

 2,466.08 -39.52 -1.58% -1.12% -12.23% 11:15 AM
Currency Value Change Net Change Time (EST) 2 Day
EUR-USD

 

 1.1415 0.0087 +0.77% 4:59 PM
USD-JPY

 

 112.8300 -0.8100 -0.71% 4:59 PM
GBP-USD

 

 1.2834 0.0060 +0.47% 4:59 PM
AUD-USD

 

 0.7332 0.0055 +0.76% 4:59 PM
USD-CAD

 

 1.3148 -0.0030 -0.23% 4:59 PM
USD-CHF

 

 0.9999 -0.0068 -0.68% 4:59 PM
USD-CZK

 

 22.7702 -0.1788 -0.78% 4:59 PM
USD-SKK

 

 26.3888 -0.2007 -0.75% 4:59 PM
USD-PLN

 

 3.7800 -0.0058 -0.15% 4:59 PM
USD-HUF

 

 281.8500 -2.3900 -0.84% 4:59 PM
USD-RUB

 

 65.9850 0.1234 +0.19% 4:58 PM

 

 

 

 

 

 

 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 4.94% -0.02
15 Yr FRM 4.44% -0.02
FHA 30 Year Fixed 4.47% -0.03
Jumbo 30 Year Fixed 4.57% -0.01
5/1 Yr ARM 4.71% -0.02
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 4.15% 1.16 -0.02
30 Yr. Fixed 4.78% 1.15 +0.01

 

MBA **
30 Yr. Fixed 4.96% 0.49 -0.01
15 Yr. Fixed 4.39% 0.50 +0.01
30 Yr. Jumbo 4.93% 0.31 +0.01
30 Yr. FHA 4.95% 0.80 +0.01
5/1 ARM 4.24% 0.48 +0.02

 

Freddie Mac **
30 Yr. Fixed 4.94% 0.50 +0.00
15 Yr. Fixed 4.36% 0.40 +0.03
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 4.14% 0.30 +0.00
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR FNMA 3.0 95.06 +0.38
30YR FNMA 3.5 97.75 +0.34
30YR GNMA 3.0 96.13 +0.38
30YR GNMA 3.5 98.52 +0.33
15YR FNMA 3.0 98.44 +0.22
15YR FNMA 2.5 96.22 +0.33

 

Treasuries
Yield Change
2 YR 2.8081% -0.0499
5 YR 2.8816% -0.0546
10 YR 3.0647% -0.0456
30 YR 3.3180% -0.0404
Prices as of: 11/16/2018 5:06PM EST
Top of Form

Week Month 1-Year 3-Year

Bottom of Form
[click item to view chart] Current Previous Previous
Quote Day Week
Nov 16, 2018 Nov 15, 2018 Nov 9, 2018
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Oct Core US CPI Rate 2.1% -4.5% 2.2% 0.0% 2.2% 0.0%
Sep Core US PCE Idx 2.00% 0.0% 2.00% 0.0% 2.00% 0.0%
 Oct Non-Farm Payroll 250,000 111.9% 118,000 0.0% 118,000 0.0%
Mortgage Rates
 30 Yr FXD avg 4.94% 0.0% 4.94% 0.0% 4.94% 0.8%
 15 Yr FXD avg 4.36% 0.7% 4.33% 0.0% 4.33% 0.9%
Fundamentals
1 Year CMT 2.6740% -0.7% 2.6930% -1.4% 2.7310% 2.4%
10 Year CMT 3.12% -0.6% 3.14% -2.5% 3.22% 1.9%
2-Year Treasury 2.8210% -1.7% 2.8700% -2.0% 2.9280% 1.0%
10-Year Treasury 3.0830% -1.1% 3.1180% -2.1% 3.1860% -0.8%
30-Year Treasury 3.3390% -0.7% 3.3620% -0.8% 3.3880% 0.3%
12 MTA 2.160% 5.2% 2.053% 0.0% 2.053% 0.0%
USD 6M LIBOR 2.8602% -0.1% 2.8634% 0.2% 2.8576% 7.5%
USD 12M LIBOR 3.1184% -0.4% 3.1296% -0.4% 3.1408% 5.9%
USD 1M LIBOR 2.3025% -0.3% 2.3104% -0.3% 2.3184% 1.4%
11th District COFI 1.018% 0.3% 1.015% 0.0% 1.015% 0.0%
Federal Funds 2.25% 0.0% 2.25% 0.0% 2.25% 0.0%
Gold, Mini $/oz 1217.75 0.7% 1209.50 -0.3% 1212.75 -1.1%
Currencies
EUR/USD 1.1413 0.8% 1.1323 0.0% 1.1327 -1.5%
USD/JPY 112.9569 -0.7% 113.7260 0.0% 113.7035 0.9%
GBP/USD 1.2826 0.3% 1.2784 -1.5% 1.2973 -1.1%
USD/CAD 1.3158 -0.2% 1.3180 -0.2% 1.3201 1.4%
AUD/USD 0.733256 0.8% 0.727610 0.6% 0.722929 1.7%
USD/CHF 1.0007 -0.5% 1.0060 0.1% 1.0047 1.0%