MAGAZYN KIESZEŃ (261) 05.24.2019

CENY 4pm 05.24.2019

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)
INDU:IND DOW JONES INDUS. AVG	25,585.69	+95.22	+0.37%	-3.80%	+3.12%	4:49 PM
SPX:IND S&P 500 INDEX	2,826.06	+3.82	+0.14%	-3.46%	+3.60%	4:49 PM
CCMP:IND NASDAQ COMPOSITE INDEX	7,637.01	+8.72	+0.11%	-5.74%	+2.86%	5:16 PM
NYA:IND NYSE COMPOSITE INDEX	12,581.36	+56.36	+0.45%	-2.86%	-0.91%	5:45 PM
SPTSX:IND S&P/TSX COMPOSITE INDEX	16,230.04	+65.43	+0.40%	-2.15%	+0.72%	4:57 PM

Bonds

NAME	YIELD %	CHANGE
US 3 Month	2.34	0.01
US 6 Month	2.38	0.01
US 2 Year	2.16	0.02
US 5 Year	2.12	0.01
US 10 Year	2.32	0.00
US 30 Year	2.75	0.00

Americas

10-Year Government Bond Yields

Country	Yield	1 Day	1 Month	1 Year	Time (EDT)
United States »	2.32%	+0	-20	-66	1:59 PM
Canada	1.61%	-3	-6	-80	4:59 PM
Brazil	8.84%	+5	-13	-200	4:59 PM
Mexico	7.98%	-3	-10	+31	4:59 PM

Europe, Middle East & Africa

10-Year Government Bond Yields

Country	Yield	1 Day	1 Month	1 Year	Time (EDT)
Germany »	-0.12%	+0	-10	-59	11:59 AM
United Kingdom »	0.95%	+0	-22	-45	11:59 AM
France	0.28%	0	-7	-48	11:59 AM
Italy	2.55%	-8	-8	+16	11:59 AM
Spain	0.82%	-3	-25	-56	11:59 AM
Netherlands	0.07%	0	-9	-56	11:59 AM
Portugal	0.97%	-4	-20	-92	11:59 AM
Greece	3.33%	-7	+6	-88	11:59 AM
Switzerland	-0.45%	-1	-9	-45	11:36 A

Energy

Index	Units	Price	Change	%Change	Contract	Time (EDT)
CL1:COM WTI Crude Oil (Nymex)	USD/bbl.	58.63	+0.72	+1.24%	Jul 2019	4:59 PM
CO1:COM Brent Crude (ICE)	USD/bbl.	69.23	+1.47	+2.17%	Jul 2019	5:44 PM
XB1:COM RBOB Gasoline (Nymex)	USd/gal.	193.45	+2.12	+1.11%	Jun 2019	4:59 PM
NG1:COM Natural Gas (Nymex)	USD/MMBtu	2.60	+0.02	+0.78%	Jun 2019	4:59 PM
HO1:COM Heating Oil (Nymex)	USd/gal.	197.13	+0.89	+0.45%	Jun 2019	12:00 AM

Precious and Industrial Metals

Index	Units	Price	Change	%Change	Contract	Time (EDT)
GC1:COM Gold (Comex)	USD/t oz.	1,289.20	-1.80	-0.14%	Aug 2019	4:59 PM
XAUUSD:CUR Gold Spot	USD/t oz.	1,284.93	+1.48	+0.12%	N/A	4:59 PM
SI1:COM Silver (Comex)	USD/t oz.	14.56	-0.06	-0.40%	Jul 2019	4:59 PM
HG1:COM Copper (Comex)	USd/lb.	269.95	+1.90	+0.71%	Jul 2019	4:59 PM
XPTUSD:CUR Platinum Spot	USD/t oz.	806.05	+6.45	+0.81%	N/A	4:59 PM

Poland

Name	Value	Net Change	% Change	1 Month	1 Year	Time (EDT)
WIG20:IND WIG 20	2,188.20	+15.11	+0.70%	-7.76%	-1.13%	11:15 AM
WIG:IND WSE WIG INDEX	56,753.79	+402.66	+0.71%	-6.95%	-2.54%	11:15 AM
WIG30:IND WIG30	2,521.46	+18.17	+0.73%	-7.37%	-1.46%	11:15 AM

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

4.05%

-0.05

15 Yr FRM

3.88%

-0.02

FHA 30 Year Fixed

4.00%

+0.00

Jumbo 30 Year Fixed

4.00%

-0.08

5/1 Yr ARM

4.03%

-0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

4.22%

1.43

-0.12

30 Yr. Fixed

4.78%

1.18

-0.20

MBA **

30 Yr. Fixed

4.67%

0.00

+0.02

15 Yr. Fixed

0.00%

0.00

-4.00

30 Yr. Jumbo

0.00%

0.00

-4.40

30 Yr. FHA

0.00%

0.00

-4.64

5/1 ARM

0.00%

0.00

-3.95

Freddie Mac **

30 Yr. Fixed

4.06%

0.50

-0.01

15 Yr. Fixed

3.51%

0.40

-0.02

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.68%

0.40

+0.02

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

99.55

+0.03

30YR FNMA 3.5

101.42

-0.02

30YR GNMA 3.0

100.72

-0.02

30YR GNMA 3.5

102.25

-0.02

15YR FNMA 3.0

100.94

-0.03

15YR FNMA 2.5

99.42

+0.03

Treasuries

Yield

Change

2 YR

2.1683%

+0.0181

5 YR

2.1222%

+0.0047

10 YR

2.3237%

+0.0017

30 YR

2.7519%

-0.0046

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

May 24, 2019

May 23, 2019

May 17, 2019

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Apr Core US CPI Rate

2.1%

5.0%

2.0%

0.0%

2.0%

0.0%

Mar Core US PCE Idx

1.60%

-5.9%

1.70%

0.0%

1.70%

-5.6%

Apr Non-Farm Payroll

263,000

39.2%

189,000

0.0%

189,000

0.0%

Mortgage Rates

30 Yr FXD avg

4.06%

-0.2%

4.07%

0.0%

4.07%

-2.4%

15 Yr FXD avg

3.51%

-0.6%

3.53%

0.0%

3.53%

-2.5%

Fundamentals

1 Year CMT

2.3320%

0.4%

2.3220%

-0.6%

2.3350%

-3.6%

10 Year CMT

2.39%

-1.6%

2.43%

2.5%

2.37%

-8.5%

2-Year Treasury

2.1750%

1.2%

2.1500%

-2.3%

2.2000%

-5.2%

10-Year Treasury

2.3290%

0.4%

2.3200%

-3.1%

2.3930%

-5.0%

30-Year Treasury

2.7560%

0.0%

2.7570%

-2.4%

2.8250%

-3.8%

12 MTA

2.501%

0.9%

2.478%

0.0%

2.478%

0.0%

USD 6M LIBOR

2.5601%

-0.4%

2.5706%

0.7%

2.5515%

-2.6%

USD 12M LIBOR

2.6448%

-0.8%

2.6656%

2.0%

2.6143%

-4.4%

USD 1M LIBOR

2.4298%

-0.3%

2.4370%

-0.1%

2.4406%

-1.5%

11th District COFI

0.958%

-17.8%

1.166%

0.0%

1.166%

0.0%

Federal Funds

2.50%

0.0%

2.50%

0.0%

2.50%

0.0%

Gold, Mini $/oz

1282.00

0.0%

1282.00

-0.3%

1285.50

0.9%

Currencies

EUR/USD

1.1194

0.0%

1.1193

0.2%

1.1169

0.2%

USD/JPY

109.4060

-0.1%

109.5703

-0.5%

110.0708

-1.9%

GBP/USD

1.2706

0.4%

1.2653

-0.5%

1.2719

-1.5%

USD/CAD

1.3443

-0.2%

1.3476

0.0%

1.3470

-0.2%

AUD/USD

0.691138

0.1%

0.690145

0.5%

0.686900

-2.1%

USD/CHF

1.0021

-0.1%

1.0032

-0.9%

1.0119

-0.9%