MAGAZYN KIESZEŃ (321) 09.05. 2020

PRICES @ 4:00 PM

10 yr note:               0.72% +8 bp
5 yr note:                 0.29% +5 bp
2 Yr note:                 0.15% +2 bp
30 yr bond:              1.46% +10 bp
Libor Rates:             1 mo 0.158%; 3 mo 0.249%; 6 mo 0.287%; 1 yr 0.426% (9/3/20)
30 yr FNMA 2.5:     105.13 -17 bp (-2 bp frm 9:30) (2.0 FNMA -25 bp)
30 yr GNMA 2.5:    104.88 -12 bp (-3 bp frm 9:30)
Dollar/Yuan:           $6.8425 -$0.0044
Dollar/Yen:             106.23 +0.04 yen
Dollar/Euro:           $1.1847 -$0.0006
Dollar Index:          92.77 +0.03
Gold:                       $1942.00 $4.20
Crude Oil:              $39.65 -$1.72
DJIA:                      28,133.31 -159.42
NASDAQ:             11,313.13 -144.97
S&P 500:              3426.96 -28.10

Poland

NAME	VALUE		NET CHANGE			% CHANGE		1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,758.11		-11.08			-0.63%		-3.25%	-17.17%	11:15 AM
WIG:IND WSE WIG INDEX	50,522.18		-393.49			-0.77%		-2.34%	-10.73%	11:15 AM
WIG30:IND WIG30	2,017.37		-13.88			-0.68%		-2.91%	-16.80%	11:15 A
CURRENCY	VALUE	CHANGE			NET CHANGE				TIME (EDT)
EUR-USD	1.1838	-0.0014			-0.12%				4:59 PM
USD-JPY	106.2400	0.0500			+0.05%				4:59 PM
GBP-USD	1.3279	-0.0002			-0.02%				4:59 PM
AUD-USD	0.7282	0.0009			+0.12%				4:59 PM
USD-CAD	1.3062	-0.0066			-0.50%				4:59 PM
USD-CHF	0.9135	0.0041			+0.45%				4:59 PM
USD-CZK	22.3640			0.1065			+0.48%		4:59 PM
USD-SKK	25.4486			0.0293			+0.12%		4:59 PM
USD-PLN	3.7650			0.0210			+0.56%		4:59 PM
USD-HUF	304.4700			1.8900			+0.62%		4:59 PM
USD-RUB	75.4277			0.1439			+0.19%		4:58 PM

USD-MXN

21.5544

-0.0977

-0.45%

4:59 PM

HOME LOANS

Rate

Points

+/-

Difference

Prime 79 (30 Year Agency)

2.750%

101.306

0.021

2.875%

101.893

0.020

*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit

30 Year Agency

2.750%

100.516

0.021

2.875%

101.103

0.020

Prime 79 (30 Year HB Agency)

2.875%

101.333

-0.155

2.990%

101.718

-0.156

*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit

30 Year Agency HB

2.875%

100.543

-0.155

2.990%

100.928

-0.156

20 Year Agency

2.750%

100.514

-0.152

2.875%

101.088

-0.153

15 Year Agency

2.375%

100.853

0.100

2.500%

100.933

-0.131

Prime 79 (30 Year VA IRRRL)

2.750%

101.665

-0.185

2.875%

101.700

-0.184

*VA Streamline, LTV<=95, FICO>=720. Price including credit

30 Year VA IRRRL

2.750%

100.875

-0.185

2.875%

100.910

-0.184

30 Year FHA Full Doc

2.990%

97.489

-0.185

3.125%

97.641

-0.185

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

2.91%

+0.06

15 Yr FRM

2.43%

+0.04

FHA 30 Year Fixed

2.45%

-0.01

Jumbo 30 Year Fixed

3.53%

-0.01

5/1 Yr ARM

2.81%

+0.06

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.08%

0.36

-0.03

15 Yr. Fixed

2.67%

0.36

-0.03

30 Yr. Jumbo

3.41%

0.38

+0.00

30 Yr. FHA

3.19%

0.34

+0.03

5/1 ARM

3.08%

0.43

-0.06

Freddie Mac **

30 Yr. Fixed

2.93%

0.80

+0.02

15 Yr. Fixed

2.42%

0.80

-0.04

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.93%

0.20

+0.02

Secondary Markets

MBS

Price

Change

30YR UMBS 3.0

105.34

-0.06

30YR UMBS 3.5

105.45

0.00

30YR GNMA 3.0

105.00

-0.05

30YR GNMA 3.5

105.08

-0.02

15YR UMBS 3.0

105.03

-0.03

15YR UMBS 2.5

104.88

-0.08

Treasuries

Yield

Change

2 YR

0.1468%

+0.0198

5 YR

0.3022%

+0.0538

10 YR

0.7246%

+0.0882

30 YR

1.4767%

+0.1157

Prices as of: 9/4/2020 4:38PM EST

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Sep 4, 2020

Sep 3, 2020

Aug 28, 2020

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Jul Core US CPI Rate

1.6%

33.3%

1.2%

0.0%

1.2%

0.0%

Jul Core US PCE Idx

1.30%

18.2%

1.10%

0.0%

1.10%

0.0%

Aug Non-Farm Payroll

1,400,000

-19.3%

1,734,000

0.0%

1,734,000

0.0%

Mortgage Rates

30 Yr FXD avg

2.93%

0.7%

2.91%

0.0%

2.91%

-2.7%

15 Yr FXD avg

2.42%

-1.6%

2.46%

0.0%

2.46%

-2.0%

Fundamentals

1 Year CMT

0.129%

5.7%

0.122%

0.0%

0.122%

4.3%

10 Year CMT

0.66%

-2.9%

0.68%

-1.4%

0.69%

25.5%

2-Year Treasury

0.145%

14.2%

0.127%

-4.5%

0.133%

22.0%

10-Year Treasury

0.702%

10.4%

0.636%

-12.2%

0.724%

41.4%

30-Year Treasury

1.449%

6.5%

1.361%

-9.6%

1.506%

26.7%

12 MTA

0.870%

-14.0%

1.012%

0.0%

1.012%

0.0%

USD 6M LIBOR

0.2873%

-0.2%

0.2878%

-6.5%

0.3078%

1.4%

USD 12M LIBOR

0.4263%

0.3%

0.4250%

-3.9%

0.4424%

-1.0%

USD 1M LIBOR

0.1586%

2.5%

0.1548%

-0.2%

0.1551%

-1.2%

11th District COFI

0.653%

-4.3%

0.682%

0.0%

0.682%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1928.00

-0.5%

1937.80

-1.9%

1974.90

-2.3%

Currencies

EUR/USD

1.1828

-0.1%

1.1840

-0.6%

1.1911

1.0%

USD/JPY

106.3418

0.2%

106.1294

0.8%

105.2855

-0.3%

GBP/USD

1.3249

-0.3%

1.3286

-0.5%

1.3346

2.1%

USD/CAD

1.3072

-0.4%

1.3126

0.2%

1.3098

-1.7%

AUD/USD

0.727833

0.2%

0.726727

-1.4%

0.736995

2.9%

USD/CHF

0.9149

0.6%

0.9093

0.5%

0.9044

-1.1%