MAGAZYN KIESZEŃ (353) 17 KWIETNIA 2021

CENY@ 4:00 PM  04.14.2021

10 yr note:                 1.57% -1 bp
5 yr note:                   0.83% +1 bp
2 Yr note:                   0.16% +1 bp
30 yr bond:                2.27% unch
Libor Rates:              1 mo 0.115%; 3 mo 0.189%; 6 mo 0.217%; 1 yr 0.288% (4/15/21)
30 yr FNMA 2.0:      100.80 -8 bp (-4 bp frm 9:30)
30 yr FNMA 2.5:      103.42 -9 bp (-6 bp frm 9:30)
30 yr GNMA 2.5:    103.27 -6 bp (-15 bp frm 9:30)
Dollar/Yuan:           $6.5209 -$0.0019
Dollar/Yen:             108.79 +0.03 yen
Dollar/Euro:           $1.1983 +$0.0016
Dollar Index:          91.55 -0.14
Gold:                       $1777.70 +$10.90
Bitcoin:                  61.607 -1775
Crude Oil:              $63.14 -$0.32
DJIA:                      34,200.67 +164.68
NASDAQ:              14,502.34 +13.58
S&P 500:               4185.47 +15.05

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EDT)
WIG20:IND

WIG 20

 

 2,012.27 -7.02 -0.35% +4.39% +23.79% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 60,158.72 -121.21 -0.20% +4.45% +32.64% 11:15 AM
WIG30:IND

WIG30

 

 2,385.63 -7.81 -0.33% +4.12% +26.68% 11:15 AM
CURRENCY VALUE CHANGE NET CHANGE TIME (EDT)
EUR-USD

 

 1.1983 0.0016 +0.13% 4:59 PM
USD-JPY

 

 108.8000 0.0400 +0.04% 4:59 PM
GBP-USD

 

 1.3832 0.0045 +0.33% 4:59 PM
AUD-USD

 

 0.7734 -0.0018 -0.23% 4:59 PM
USD-CAD

 

 1.2508 -0.0035 -0.28% 4:59 PM
USD-CHF

 

 0.9201 -0.0025 -0.27% 4:59 PM

 

USD-CZK

 

 21.6488 -0.0059 -0.03% 4:59 PM
USD-SKK

 

 25.1411 -0.0346 -0.14% 4:59 PM
USD-PLN

 

 3.7899 -0.0132 -0.35% 4:59 PM
USD-HUF

 

 301.5900 1.3300 +0.44% 4:59 PM
USD-RUB

 

 75.7133 -0.6820 -0.89% 4:57 PM
USD-MXN

 

 19.9192 -0.0197 -0.10% 4:59 PM

 

 

 

 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 3.18% +0.02
15 Yr FRM 2.63% +0.01
FHA 30 Year Fixed 2.67% +0.02
Jumbo 30 Year Fixed 3.32% +0.02
5/1 Yr ARM 2.63% +0.01
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 3.48% 0.42 +0.20
15 Yr. Fixed 2.82% 0.40 +0.15
30 Yr. Jumbo 3.53% 0.43 +0.19
30 Yr. FHA 3.47% 0.41 +0.22
5/1 ARM 2.95% 0.44 +0.13

 

Freddie Mac **
30 Yr. Fixed 3.04% 0.70 -0.09
15 Yr. Fixed 2.35% 0.70 -0.07
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.80% 0.40 -0.12
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 2.0 100.77 -0.11
30YR UMBS 2.5 103.38 -0.14
30YR GNMA 2.0 101.95 +0.08
30YR GNMA 2.5 103.34 +0.02
15YR UMBS 2.0 103.03 -0.22
15YR UMBS 2.5 104.41 0.00

 

Treasuries
Yield Change
2 YR 0.1632% +0.0022
5 YR 0.8372% +0.0211
10 YR 1.5904% +0.0162
30 YR 2.2809% +0.0161
Prices as of: 4/16/2021 5:06PM EST

HOME LOANS

ELITE  21-30 YEAR    ELITE  16-20 YEAR   
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
3.625 -5.326 -5.231 -5.061 3.625 -5.992 -5.897 -5.727
3.500 -5.066 -4.971 -4.801 3.500 -5.803 -5.708 -5.538
3.375 -4.678 -4.583 -4.413 3.375 -5.414 -5.319 -5.149
3.250 -4.125 -4.030 -3.860 3.250 -4.837 -4.742 -4.572
3.125 -3.394 -3.299 -3.129 3.125 -4.089 -3.994 -3.824
2.999 -2.890 -2.795 -2.625 2.999 -3.470 -3.375 -3.205
2.875 -2.357 -2.262 -2.092 2.875 -3.045 -2.950 -2.780
2.750 -1.651 -1.556 -1.386 2.750 -2.377 -2.282 -2.112
2.625 -0.827 -0.732 -0.562 2.625 -1.577 -1.482 -1.312
2.500 0.024 0.119 0.289 2.500 -1.148 -1.053 -0.883
2.375 0.675 0.770 0.940 2.375 -0.600 -0.505 -0.335
2.250 1.449 1.544 1.714 2.250 0.172 0.267 0.437
2.125 2.300 2.395 2.565 2.125 1.024 1.119 1.289
ELITE PROGRAM IS DESIGNED FOR BORROWERS WITH 700+ CREDIT SCORES, LTV’S 80% OR LESS, AND LOAN AMTS => THAN 125K
ELITE 11-15 YEAR    ELITE  8-10 YEAR     
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY  
3.250 0.000 0.000 0.000 3.250 0.000 0.000 0.000  
3.125 0.000 0.000 0.000 3.125 0.000 0.000 0.000  
3.000 -4.917 -4.822 -4.652 3.000 -5.524 -5.429 -5.259  
2.875 -4.618 -4.523 -4.353 2.875 -5.299 -5.204 -5.034  
2.750 -4.224 -4.129 -3.959 2.750 -4.886 -4.791 -4.621  
2.625 -3.701 -3.606 -3.436 2.625 -4.513 -4.418 -4.248  
2.500 -3.094 -2.999 -2.829 2.500 -4.282 -4.187 -4.017  
2.375 -2.815 -2.720 -2.550 2.375 -4.147 -4.052 -3.882  
2.250 -2.288 -2.193 -2.023 2.250 -3.632 -3.537 -3.367  
2.125 -1.738 -1.643 -1.473 2.125 -3.126 -3.031 -2.861  
2.000 -1.117 -1.022 -0.852 2.000 -2.518 -2.423 -2.253  
1.875 -0.426 -0.331 -0.161 1.875 -1.728 -1.633 -1.463  
1.750 0.277 0.372 0.542 1.750 -0.928 -0.833 -0.663  
                 

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form
[click item to view chart] Current Previous Previous
Quote Day Week
Apr 16, 2021 Apr 15, 2021 Apr 9, 2021
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Mar Core US CPI Rate 1.6% 23.1% 1.3% 0.0% 1.3% 0.0%
Feb Core US PCE Idx 1.40% -6.7% 1.50% 0.0% 1.50% 0.0%
 Mar Non-Farm Payroll 916,000 95.7% 468,000 0.0% 468,000 0.0%
Mortgage Rates
 30 Yr FXD avg 3.04% -2.9% 3.13% 0.0% 3.13% 2.6%
 15 Yr FXD avg 2.35% -2.9% 2.42% 0.0% 2.42% 1.7%
Fundamentals
1 Year CMT 0.063% 0.0% 0.063% 8.6% 0.058% -22.7%
10 Year CMT 1.64% 0.0% 1.64% -2.4% 1.68% 2.4%
2-Year Treasury 0.165% 7.8% 0.153% 0.0% 0.153% 0.0%
10-Year Treasury 1.569% -0.5% 1.577% -5.0% 1.660% 2.7%
30-Year Treasury 2.270% -0.3% 2.277% -2.4% 2.333% -2.0%
12 MTA 0.127% -15.3% 0.150% 0.0% 0.150% 0.0%
USD 6M LIBOR 0.2176% -0.8% 0.2194% 4.1% 0.2108% 6.7%
USD 12M LIBOR 0.2878% 0.3% 0.2868% 0.0% 0.2868% 2.0%
USD 1M LIBOR 0.1150% -0.5% 0.1156% 4.6% 0.1105% 2.8%
11th District COFI 0.408% -10.7% 0.457% 0.0% 0.457% -0.7%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0%
Gold, Mini $/oz 1781.50 1.2% 1760.20 0.9% 1744.80 0.6%
Currencies
EUR/USD 1.1979 0.6% 1.1910 0.0% 1.1907 0.0%
USD/JPY 108.8502 -0.9% 109.7934 0.4% 109.3759 0.3%
GBP/USD 1.3829 0.9% 1.3702 -0.2% 1.3728 -1.1%
USD/CAD 1.2503 -0.3% 1.2540 -0.2% 1.2567 1.0%
AUD/USD 0.772985 1.5% 0.761681 -0.1% 0.762507 -1.5%
USD/CHF 0.9193 -0.8% 0.9263 0.3% 0.9239 -0.1%