MAGAZYN KIESZEŃ (382) 4 GRUDNIA 2021

CENY @ 4:00 PM 12.03 2021

10 yr note:                1.36% -9 bp
5 yr note:                  1.14% -7 bp
2 Yr note:                  0.59% -3 bp
30 yr bond:               1.68% -8 bp
Libor Rates:              1 mo 0.103%; 3 mo 0.180%; 6 mo 0.268%; 1 yr 0.455% (12/2/21)
30 yr FNMA 3.0:      103.78 +8 bp (+13 bp frm 9:30)
30 yr FNMA 2.5:     102.56 +30 bp (+44 bps from 9:30)
30 yr GNMA 2.5:    102.25 -5 bp (+32 bp frm 9:30)
Dollar/Yuan:          $6.3764 -$0.0007
Dollar/Yen:            112.811 -0.37 yen
Dollar/Euro:          $1.1302 unch
Dollar Index:         96.18 +0.02
Gold:                      $1785.30 +$22.70
Bitcoin:                  53,498 -3,543
Crude Oil:             $65.99 -$0.51
DJIA:                     34,580.08 -59.71
NASDAQ:            15,058.47 -295.85
S&P 500:             4583.43 -38.67

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EST)
WIG20:IND

WIG 20

 

 2,179.71 -22.15 -1.01% -10.64% +11.91% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 67,730.01 -473.85 -0.69% -9.47% +22.47% 11:15 AM
WIG30:IND

WIG30

 

 2,684.65 -28.66 -1.06% -10.53% +20.11% 11:15 AM

 

CURRENCY VALUE CHANGE NET CHANGE TIME (EST)
EUR-USD

 

 1.1315 0.0014 +0.12% 4:59 PM
USD-JPY

 

 112.8000 -0.3100 -0.27% 4:59 PM
GBP-USD

 

 1.3236 -0.0069 -0.52% 4:59 PM
AUD-USD

 

 0.7001 -0.0093 -1.31% 4:59 PM
USD-CAD

 

 1.2843 0.0033 +0.26% 4:59 PM
USD-CHF

 

 0.9172 -0.0031 -0.34% 4:59 PM

 

USD-CZK

 

 22.4717 -0.0431 -0.19% 4:59 PM
USD-SKK

 

 26.6326 -0.0255 -0.10% 4:59 PM
USD-PLN

 

 4.0639 -0.0053 -0.13% 4:59 PM
USD-HUF

 

 321.9700 -0.4200 -0.13% 4:59 PM
USD-RUB

 

 73.8792 0.2198 +0.30% 4:58 PM

 

USD-MXN

 

 21.2743 0.0094 +0.04% 4:59 PM

HOME LOANS

ELITE  21-30 YEAR    ELITE  16-20 YEAR   
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
3.875 -4.970 -4.875 -4.705 3.875 -5.392 -5.297 -5.127
3.750 -4.703 -4.608 -4.438 3.750 -5.329 -5.234 -5.064
3.625 -4.619 -4.524 -4.354 3.625 -5.178 -5.083 -4.913
3.500 -4.383 -4.288 -4.118 3.500 -5.123 -5.028 -4.858
3.375 -4.041 -3.946 -3.776 3.375 -5.001 -4.906 -4.736
3.250 -3.523 -3.428 -3.258 3.250 -4.443 -4.348 -4.178
3.125 -2.989 -2.894 -2.724 3.125 -3.880 -3.785 -3.615
2.999 -2.593 -2.498 -2.328 2.999 -3.743 -3.648 -3.478
2.874 -2.004 -1.909 -1.739 2.874 -3.314 -3.219 -3.049
2.750 -1.346 -1.251 -1.081 2.750 -2.693 -2.598 -2.428
2.625 -0.522 -0.427 -0.257 2.625 -1.872 -1.777 -1.607
2.500 0.329 0.424 0.594 2.500 -1.092 -0.997 -0.827
2.375 1.226 1.321 1.491 2.375 -0.538 -0.443 -0.273

 

ELITE 11-15 YEAR    ELITE  8-10 YEAR   
RATE 15 DAY 30 DAY 45 DAY RATE 15 DAY 30 DAY 45 DAY
3.250 0.000 0.000 0.000 3.250 0.000 0.000 0.000
3.125 0.000 0.000 0.000 3.125 0.000 0.000 0.000
3.000 -4.496 -4.401 -4.231 3.000 -4.606 -4.511 -4.341
2.875 -4.259 -4.164 -3.994 2.875 -4.446 -4.351 -4.181
2.750 -3.992 -3.897 -3.727 2.750 -4.145 -4.050 -3.880
2.625 -3.536 -3.441 -3.271 2.625 -3.760 -3.665 -3.495
2.500 -2.992 -2.897 -2.727 2.500 -3.393 -3.298 -3.128
2.375 -2.546 -2.451 -2.281 2.375 -3.108 -3.013 -2.843
2.250 -2.088 -1.993 -1.823 2.250 -2.641 -2.546 -2.376
2.125 -1.576 -1.481 -1.311 2.125 -2.140 -2.045 -1.875
2.000 -0.929 -0.834 -0.664 2.000 -1.463 -1.368 -1.198
1.875 -0.255 -0.160 0.010 1.875 -0.643 -0.548 -0.378
1.750 0.416 0.511 0.681 1.750 0.174 0.269 0.439

 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 3.20% -0.01
15 Yr FRM 2.56% -0.01
FHA 30 Year Fixed 2.88% +0.00
Jumbo 30 Year Fixed 3.12% -0.01
5/1 Yr ARM 3.12% +0.12
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

MBA **
30 Yr. Fixed 2.99% 0.30 +0.02
15 Yr. Fixed 2.35% 0.25 +0.02
30 Yr. Jumbo 3.15% 0.29 +0.03
30 Yr. FHA 3.06% 0.27 -0.02
5/1 ARM 2.52% 0.15 -0.41

 

Freddie Mac **
30 Yr. Fixed 3.11% 0.60 +0.01
15 Yr. Fixed 2.39% 0.60 -0.03
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.49% 0.30 +0.02
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 2.0 100.16 +0.39
30YR UMBS 2.5 102.58 +0.31
30YR GNMA 2.0 101.84 +0.91
30YR GNMA 2.5 102.25 -0.05
15YR UMBS 2.0 102.50 +0.14
15YR UMBS 2.5 103.61 +0.08

 

Treasuries
Yield Change
2 YR 0.5932% -0.0214
5 YR 1.1336% -0.0679
10 YR 1.3548% -0.0895
30 YR 1.6837% -0.0821

 

 

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form
[click item to view chart] Current Previous Previous
Quote Day Week
Dec 3, 2021 Dec 2, 2021 Nov 26, 2021
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Oct Core US CPI Rate 4.6% 15.0% 4.0% 0.0% 4.0% 0.0%
Oct Core US PCE Idx 4.10% 10.8% 3.70% 0.0% 3.70% 0.0%
 Nov Non-Farm Payroll 210,000 -61.5% 546,000 0.0% 546,000 0.0%
Mortgage Rates
 30 Yr FXD avg 3.11% 0.3% 3.10% 0.0% 3.10% -1.3%
 15 Yr FXD avg 2.39% -1.2% 2.42% 0.0% 2.42% 2.1%
Fundamentals
1 Year CMT 0.259% -3.0% 0.267% 45.9% 0.183% 12.3%
10 Year CMT 1.43% 0.0% 1.43% -12.8% 1.64% 3.8%
2-Year Treasury 0.595% -4.5% 0.623% 23.6% 0.504% 6.3%
10-Year Treasury 1.372% -4.3% 1.434% -3.0% 1.479% -7.6%
30-Year Treasury 1.697% -3.3% 1.755% -4.0% 1.829% -9.7%
12 MTA 0.086% 5.9% 0.081% 0.0% 0.081% -1.9%
USD 6M LIBOR 0.2678% -0.6% 0.2695% 4.0% 0.2591% 17.4%
USD 12M LIBOR 0.4559% -0.5% 0.4583% -2.8% 0.4716% 31.6%
USD 1M LIBOR 0.1035% 0.8% 0.1026% 10.4% 0.0930% 15.0%
11th District COFI 0.225% 0.0% 0.225% 0.0% 0.225% 0.0%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0%
Gold, Mini $/oz 1762.70 -1.2% 1784.30 0.0% 1784.30 -0.3%
Currencies
EUR/USD 1.1300 0.0% 1.1304 0.0% 1.1302 -2.4%
USD/JPY 113.0356 0.0% 113.0623 -0.4% 113.4698 -0.3%
GBP/USD 1.3299 0.0% 1.3297 -0.1% 1.3314 -2.1%
USD/CAD 1.2823 0.0% 1.2824 0.4% 1.2768 2.8%
AUD/USD 0.709571 -0.1% 0.710017 -0.4% 0.712543 -4.1%
USD/CHF 0.9199 0.0% 0.9196 -0.4% 0.9231 1.0%