MAGAZYN KIESZEŃ (388) 22 STYCZNIA 2022

PRICES @ 4:00 PM 01.21.2022

10 yr note:               1.77% -4 bp frm 5:00 pm yesterday
5 yr note:                 1.57% -4 bp
2 Yr note:                 1.01% -4bp
30 yr bond:              2.08% -11bp

Libor Rates:              1 mo 0.109%; 3 mo 0.255%; 6 mo 0.447%; 1 yr 0.803%  (1/19/22)   
30 yr FNMA 3.0:      102,12 +12 bp (-10 bp frm 9:30)
30 yr FNMA 3.5:      104.23 +3 bp (+3 bp frm 9:30)
30 yr GNMA 3.0:     101.84 +6 bp (-7 bp frm 9:30)
Dollar/Yuan:          $6.36 -$0.0039
Dollar/Yen:             113.68 -0.43yen
Dollar/Euro:           $1.1344 -$0.0032
Dollar Index:          95.78 +0.27
Gold:                        $1836.10 -$8.80
Bitcoin:                   36,881 -4480

Crude Oil:               $84.77 -$0.78
DJIA:                        34,265.37 -450.02 (stock indexes again couldn’t hold morning gains)
NASDAQ:                13,768.92 -385.10
S&P 500:                 4397.94 -84.79

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,273.81	-35.13	-1.52%	+4.04%	+16.40%	11:15 AM
WIG:IND WSE WIG INDEX	69,265.38	-1,154.48	-1.64%	+3.13%	+21.04%	11:15 AM
WIG30:IND WIG30	2,761.65	-47.88	-1.70%	+3.39%	+19.96%	11:15 AM

WALUTY

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EST)
EUR-USD	1.1342	0.0030	+0.27%	4:50 PM
USD-JPY	113.7000	-0.4100	-0.36%	4:50 PM
GBP-USD	1.3552	-0.0048	-0.35%	4:50 PM
AUD-USD	0.7174	-0.0052	-0.72%	4:50 PM
USD-CAD	1.2583	0.0080	+0.64%	4:50 PM
USD-CHF	0.9123	-0.0046	-0.50%	4:50 PM

 

USD-CZK	21.5148	0.0507	+0.24%	4:53 PM
USD-SKK	26.5631	-0.0716	-0.27%	4:53 PM
USD-PLN	3.9949	-0.0058	-0.14%	4:53 PM
USD-HUF	316.0100	0.7000	+0.22%	4:53 PM
USD-RUB	77.8367	1.4369	+1.88%	4:53 PM

 

USD-MXN

20.4765

-0.0598

-0.29%

4:53 PM

POŻTCZKI HIPOTECZNE

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
4.375	-5.451	-5.356	-5.186	4.375	-5.867	-5.772	-5.602
4.250	-5.060	-4.965	-4.795	4.250	-5.465	-5.370	-5.200
4.125	-4.438	-4.343	-4.173	4.125	-4.846	-4.751	-4.581
4.000	-3.908	-3.813	-3.643	4.000	-4.564	-4.469	-4.299
3.875	-3.512	-3.417	-3.247	3.875	-4.190	-4.095	-3.925
3.750	-3.108	-3.013	-2.843	3.750	-3.843	-3.748	-3.578
3.625	-2.498	-2.403	-2.233	3.625	-3.370	-3.275	-3.105
3.500	-2.131	-2.036	-1.866	3.500	-3.178	-3.083	-2.913
3.375	-1.635	-1.540	-1.370	3.375	-2.819	-2.724	-2.554
3.250	-1.061	-0.966	-0.796	3.250	-2.251	-2.156	-1.986
3.125	-0.785	-0.690	-0.520	3.125	-1.753	-1.658	-1.488
2.999	-0.126	-0.031	0.139	2.999	-1.421	-1.326	-1.156
2.874	0.504	0.599	0.769	2.874	-0.987	-0.892	-0.722

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.625	-4.729	-4.634	-4.464	3.625	-4.697	-4.602	-4.432
3.500	-4.359	-4.264	-4.094	3.500	-4.473	-4.378	-4.208
3.375	-4.114	-4.019	-3.849	3.375	-4.273	-4.178	-4.008
3.250	-3.751	-3.656	-3.486	3.250	-3.881	-3.786	-3.616
3.125	-3.317	-3.222	-3.052	3.125	-3.389	-3.294	-3.124
3.000	-2.740	-2.645	-2.475	3.000	-2.854	-2.759	-2.589
2.875	-2.355	-2.260	-2.090	2.875	-2.638	-2.543	-2.373
2.750	-1.971	-1.876	-1.706	2.750	-2.218	-2.123	-1.953
2.625	-1.468	-1.373	-1.203	2.625	-1.867	-1.772	-1.602
2.500	-1.084	-0.989	-0.819	2.500	-1.795	-1.700	-1.530
2.375	-0.702	-0.607	-0.437	2.375	-1.578	-1.483	-1.313
2.250	-0.101	-0.006	0.164	2.250	-0.970	-0.875	-0.705
2.125	0.408	0.503	0.673	2.125	-0.468	-0.373	-0.203

 

30 Yr. Fixed Rate 3.67% -0.02%   Rate Change Points Mortgage News Daily 30 Yr. Fixed 3.67% -0.02 0.40 15 Yr. Fixed 2.94% -0.01 0.40 30 Yr. FHA 3.33% 0.00 0.00 30 Yr. Jumbo 3.32% -0.02 0.00 5/1 ARM 3.62% 0.00 0.50 Updates Daily – Last Update: 1/21 15 Yr. Fixed Rate 2.94% -0.01%   Rate Change Points Freddie Mac 30 Yr. Fixed 3.56% +0.11 0.70 15 Yr. Fixed 2.79% +0.17 0.60 5/1 Yr. ARM 2.60% +0.03 0.30 Updates Weekly – Last Update: 1/20   Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 3.64% +0.12 0.45 15 Yr. Fixed 2.95% +0.22 0.43 30 Yr. Jumbo 3.54% +0.12 0.47 Updates Weekly – Last Update: 1/19

MBS / Treasuries

MBS Live Recap: Another Green Day But MBS Underperform Another Green Day But MBS Underperform Bonds rallied today with 10yr yields dropping more than 6bps by the 3pm CME close.  That’s the type of improvement that normally makes for a nice day of mortgage market improvement, but today, mortgage rates were just barely lower.  Blame MBS underperformance and relat… (read more)

UMBS 30YR 3.0 102.09 +0.09   Price / Yield Change MBS UMBS 3.0 102.09 +0.09 UMBS 3.5 104.31 +0.05 GNMA 3.0 102.05 +0.02 GNMA 3.5 103.19 -0.20 Pricing as of: 1/21 5:21PM EST 10 Year US Treasury 1.7616 -0.0495   Price / Yield Change US Treasury 2 YR Treasury 1.006 -0.021 5 YR Treasury 1.560 -0.031 7 YR Treasury 1.719 -0.036 10 YR Treasury 1.762 -0.050 30 YR Treasury 2.073 -0.050 Pricing as of: 1/21 5:21PM EST