MAGAZYN KIESZEŃ (391) 26 LUTY 2022

CENY @ 4:00 PM 02.25.2022

10 yr note:                   1.97% unch
5 yr note:                     1.86% unch
2 Yr note:                     1.57% -1 bp
30 yr bond:                  2.28% unch
Libor Rates:                1 mo 0.209%; 3 mo 0.508%; 6 mo 0.804%; 1 yr 1.28% (2/24/22)
30 yr FNMA 3.0:        100.42 +19 bp (+17 bp frm 9:30)
30 yr FNMA 3.5:        102.48 +13 bp (+13 bp frm 9:30)
30 yr GNMA 3.0:      101.14 +14 bp (+9 bp frm 9:30)
Dollar/Yuan:             $6.3171 -$0.0121
Dollar/Yen:               115.53 unch
Dollar/Euro:             $1.1265 +$0.0071
Dollar Index:            96.62 -0.52
Gold:                         $1893.20 -$33.10
Bitcoin:                     39,198 +802
Crude Oil:                $92.19 -$0.63
DJIA:                        34,058.75 +834.92
NASDAQ:               13,694.62 +221.04
S&P 500:                4384.66 +95.96

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	1,970.78	+153.33	+8.44%	-10.81%	+3.33%	11:15 AM
WIG:IND WSE WIG INDEX	60,414.19	+4,327.54	+7.72%	-10.39%	+6.05%	11:15 AM
WIG30:IND WIG30	2,398.99	+186.32	+8.42%	-10.61%	+5.62%	11:15 AM

WALUTY

CURRENCY			VALUE			CHANGE	NET CHANGE	TIME (EST)
EUR-USD			1.1268			0.0076	+0.68%	4:59 PM
USD-JPY			115.5500			0.0200	+0.02%	4:59 PM
GBP-USD			1.3409			0.0029	+0.22%	4:59 PM
AUD-USD			0.7226			0.0063	+0.88%	4:59 PM
USD-CAD			1.2713			-0.0103	-0.80%	4:59 PM
USD-CHF			0.9252			-0.0007	-0.08%	4:59 PM
USD-CZK			21.9497	-0.1586	-0.72%	4:59 PM
USD-SKK			26.7266	-0.1889	-0.70%	4:59 PM
USD-PLN			4.1141	-0.0217	-0.52%	4:59 PM
USD-HUF			324.1100	-4.3000	-1.31%	4:59 PM
USD-RUB			83.7509	-0.5013	-0.60%	4:58 PM
USD-MXN			20.3459		-0.2112	-1.03%	4:59 PM

POŻYCZKI HIPOTECZNE

ELITE HIGH BALANCE 21-30 YEAR				ELITE HIGH BALANCE 16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
4.875	-4.132	-4.037	-3.867	4.875	-4.820	-4.725	-4.555
4.750	-3.798	-3.703	-3.533	4.750	-4.516	-4.421	-4.251
4.625	-3.636	-3.541	-3.371	4.625	-4.261	-4.166	-3.996
4.500	-3.407	-3.312	-3.142	4.500	-3.702	-3.607	-3.437
4.375	-3.034	-2.939	-2.769	4.375	-3.364	-3.269	-3.099
4.250	-2.663	-2.568	-2.398	4.250	-2.994	-2.899	-2.729
4.125	-2.147	-2.052	-1.882	4.125	-2.856	-2.761	-2.591
3.999	-1.959	-1.864	-1.694	3.999	-2.734	-2.639	-2.469
3.875	-1.687	-1.592	-1.422	3.875	-2.424	-2.329	-2.159
3.750	-1.199	-1.104	-0.934	3.750	-2.073	-1.978	-1.808
3.625	-0.602	-0.507	-0.337	3.625	-1.472	-1.377	-1.207
3.500	-0.240	-0.145	0.025	3.500	-1.364	-1.269	-1.099
3.375	0.286	0.381	0.551	3.375	-0.987	-0.892	-0.722
3.250	0.932	1.027	1.197	3.250	-0.383	-0.288	-0.118
3.125	1.490	1.585	1.755	3.125	0.163	0.258	0.428
2.999	2.131	2.226	2.396	2.999	1.104	1.199	1.369
2.875	2.885	2.980	3.150	2.875	1.867	1.962	2.132

 

ELITE HIGH BALANCE 11-15 YEAR				ELITE HIGH BALANCE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
4.000	-3.797	-3.702	-3.532	4.000	-4.097	-4.002	-3.832
3.875	-3.553	-3.458	-3.288	3.875	-3.944	-3.849	-3.679
3.750	-3.168	-3.073	-2.903	3.750	-3.522	-3.427	-3.257
3.625	-2.866	-2.771	-2.601	3.625	-3.175	-3.080	-2.910
3.500	-2.331	-2.236	-2.066	3.500	-2.775	-2.680	-2.510
3.375	-2.150	-2.055	-1.885	3.375	-2.612	-2.517	-2.347
3.250	-1.782	-1.687	-1.517	3.250	-2.242	-2.147	-1.977
3.125	-1.362	-1.267	-1.097	3.125	-1.761	-1.666	-1.496
3.000	-0.935	-0.840	-0.670	3.000	-1.466	-1.371	-1.201
2.875	-0.417	-0.322	-0.152	2.875	-1.112	-1.017	-0.847
2.750	0.007	0.102	0.272	2.750	-0.648	-0.553	-0.383
2.625	0.475	0.570	0.740	2.625	-0.350	-0.255	-0.085
2.500	1.046	1.141	1.311	2.500	0.259	0.354	0.524
2.375	1.452	1.547	1.717	2.375	0.480	0.575	0.745
2.250	1.982	2.077	2.247	2.250	1.020	1.115	1.285
2.125	2.487	2.582	2.752	2.125	1.517	1.612	1.782
2.000	3.060	3.155	3.325	2.000	2.119	2.214	2.384

 

Mortgage Rates Are NOT Lower This Week Financial markets were intently focused on Russia’s invasion of Ukraine today.  Such things tend to push interest rates lower and today was no exception, but the details matter. There are all sorts of interest rates, and there’s a lot that happens in the bond market before mortgage lenders translate bond prices/yields into lockable mortgage rates.&nb… (read more)

30 Yr. Fixed Rate 4.18% +0.01%   Rate Change Points Mortgage News Daily 30 Yr. Fixed 4.18% +0.01 0.40 15 Yr. Fixed 3.44% +0.02 0.40 30 Yr. FHA 3.75% 0.00 0.00 30 Yr. Jumbo 3.65% 0.00 0.00 5/1 ARM 3.72% +0.01 0.50 Updates Daily – Last Update: 2/25 15 Yr. Fixed Rate 3.44% +0.02%   Rate Change Points Freddie Mac 30 Yr. Fixed 3.89% -0.03 0.80 15 Yr. Fixed 3.14% -0.01 0.70 5/1 Yr. ARM 2.98% 0.00 0.30 Updates Weekly – Last Update: 2/24   Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 4.06% +0.01 0.48 15 Yr. Fixed 3.42% +0.05 0.45 30 Yr. Jumbo 3.84% +0.03 0.45 Updates Weekly – Last Update: 2/23

MBS / Treasuries

MBS Live Recap: What Did Bonds Give Up So Much Of Their Gains? What Did Bonds Give Up So Much Of Their Gains? Russia fully invaded Ukraine overnight and bonds surged in response.  Stocks fell.  Oil prices surged.  Then at 5:30am, oil prices and bonds reversed course.  With the exception of a brief lull from 1130am to 1:15pm, markets maintained that “risk… (read more)

UMBS 30YR 3.0 100.44 +0.20   Price / Yield Change MBS UMBS 3.0 100.44 +0.20 UMBS 3.5 102.55 +0.19 GNMA 3.0 101.22 +0.22 GNMA 3.5 102.83 +0.25 Pricing as of: 2/25 5:21PM EST 10 Year US Treasury 1.9686 -0.0017   Price / Yield Change US Treasury 2 YR Treasury 1.572 -0.006 5 YR Treasury 1.867 +0.002 7 YR Treasury 1.955 -0.002 10 YR Treasury 1.969 -0.002 30 YR Treasury 2.278 -0.004 Pricing as of: 2/25 5:21PM EST