Magazyn Kieszeń (418) 17 Wrzesień 2022

CENY @ 4:00 PM 09.16.2022

10 yr. note: 354% unch

5 yr. note: 3.63% -4 bp

2 Yr. note: 3.86% -2 bp

30 yr. bond: 3.52% +5 bp

Libor Rates: 1 mo. 2.993%; 3 mo. 3.527%; 6 mo. 4.063% lyr. 4.621% (9/15/22)

30 yr. FNMA 5.0: 99.59 -5 bp (+11 bp from 9:30)

30 yr. FNMA 5.5: 101.13 -8 bp (+8 bp from 9:30)

30 yr. GNMA 5.0: 100.23 unch (+12 bp from 9:30)

Dollar/Yuan: $6.9838 -$0.0107

Dollar/Yen: 142.88 -0.62 yen

Dollar/Euro: $1.003 +$0.0015

Dollar Index: 109.67 -0.07

Gold: $1682.90 +$5.60

Bitcoin: 19,608 -228

Crude Oil: $85.27 +$0.17

DJIA: 30,822.42 -139.40

NASDAQ: 11,448.40 -103.95

S&P 500: 3873.33 -28.02

Poland

NAME	VALUE		NET CHANGE		% CHANGE		1 MONTH	1 YEAR		TIME (EDT)
WIG20:IND WIG 20	1,501.91		-37.84		-2.46%		-13.43%	-36.29%		11:15 AM
WIG:IND WSE WIG INDEX	49,350.07		-1,221.80		-2.42%		-12.22%	-31.15%		11:15 AM
WIG30:IND WIG30	1,842.66		-48.54		-2.57%		-13.36%	-35.53%		11:15 AM
WALUTY
CURRENCY		VALUE		CHANGE		NET CHANGE			TIME (EDT)
EUR-USD		1.0012		0.0011		+0.11%			4:43 PM
USD-JPY		142.9600		-0.5600		-0.39%			4:44 PM
GBP-USD		1.1420		-0.0047		-0.41%			4:43 PM
AUD-USD		0.6718		0.0016		+0.24%			4:43 PM
USD-CAD		1.3269		0.0042		+0.32%			4:44 PM
USD-CHF		0.9647		0.0030		+0.31%			4:43 PM

 

USD-CZK	24.4884	-0.0053	-0.02%	4:48 PM
USD-SKK	30.0908	-0.0321	-0.11%	4:48 PM
USD-PLN	4.7118	-0.0120	-0.25%	4:47 PM
USD-HUF	404.3200	-4.7200	-1.15%	4:47 PM
USD-RUB	60.8750	0.6916	+1.15%	4:32 PM

 

USD-MXN

20.0347

-0.0364

-0.18%

4:48 P

POŻYCZKI HIPOTECZNE

ELITE  21-30 YEAR				ELITE  16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
7.125	-4.541	-4.446	-4.276	7.125	-4.818	-4.723	-4.553
7.000	-4.348	-4.253	-4.083	7.000	-4.615	-4.520	-4.350
6.875	-4.025	-3.930	-3.760	6.875	-4.308	-4.213	-4.043
6.750	-3.579	-3.484	-3.314	6.750	-3.877	-3.782	-3.612
6.625	-3.249	-3.154	-2.984	6.625	-3.359	-3.264	-3.094
6.500	-3.136	-3.041	-2.871	6.500	-3.197	-3.102	-2.932
6.375	-2.758	-2.663	-2.493	6.375	-2.823	-2.728	-2.558
6.250	-2.416	-2.321	-2.151	6.250	-2.562	-2.467	-2.297
6.125	-2.271	-2.176	-2.006	6.125	-2.204	-2.109	-1.939
5.999	-2.103	-2.008	-1.838	5.999	-1.995	-1.900	-1.730
5.875	-1.668	-1.573	-1.403	5.875	-1.562	-1.467	-1.297
5.750	-1.120	-1.025	-0.855	5.750	-1.225	-1.130	-0.960
5.625	-0.795	-0.700	-0.530	5.625	-0.727	-0.632	-0.462
5.500	-0.506	-0.411	-0.241	5.500	-0.594	-0.499	-0.329
5.375	0.112	0.207	0.377	5.375	-0.191	-0.096	0.074
5.250	0.727	0.822	0.992	5.250	0.222	0.317	0.487
5.125	1.329	1.424	1.594	5.125	0.888	0.983	1.153
4.999	1.567	1.662	1.832	4.999	1.027	1.122	1.292
4.875	2.219	2.314	2.484	4.875	1.594	1.689	1.859
4.750	2.937	3.032	3.202	4.750	2.170	2.265	2.435
4.625	3.607	3.702	3.872	4.625	2.726	2.821	2.991

 

ELITE 11-15 YEAR				ELITE  8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
6.500	-3.813	-3.718	-3.548	6.500	-3.689	-3.594	-3.424
6.375	-3.615	-3.520	-3.350	6.375	-3.497	-3.402	-3.232
6.250	-3.310	-3.215	-3.045	6.250	-3.210	-3.115	-2.945
6.125	-3.008	-2.913	-2.743	6.125	-2.909	-2.814	-2.644
6.000	-2.865	-2.770	-2.600	6.000	-2.741	-2.646	-2.476
5.875	-2.701	-2.606	-2.436	5.875	-2.581	-2.486	-2.316
5.750	-2.398	-2.303	-2.133	5.750	-2.330	-2.235	-2.065
5.625	-2.314	-2.219	-2.049	5.625	-2.219	-2.124	-1.954
5.500	-2.145	-2.050	-1.880	5.500	-2.021	-1.926	-1.756
5.375	-2.068	-1.973	-1.803	5.375	-1.949	-1.854	-1.684
5.250	-1.913	-1.818	-1.648	5.250	-1.822	-1.727	-1.557
5.125	-1.685	-1.590	-1.420	5.125	-1.596	-1.501	-1.331
5.000	-0.848	-0.753	-0.583	5.000	-0.960	-0.865	-0.695
4.875	-0.543	-0.448	-0.278	4.875	-0.660	-0.565	-0.395
4.750	-0.212	-0.117	0.053	4.750	-0.357	-0.262	-0.092
4.625	0.146	0.241	0.411	4.625	-0.002	0.093	0.263
4.500	0.830	0.925	1.095	4.500	0.847	0.942	1.112
4.375	0.985	1.080	1.250	4.375	1.024	1.119	1.289
4.250	1.267	1.362	1.532	4.250	1.149	1.244	1.414
4.125	1.543	1.638	1.808	4.125	1.363	1.458	1.628
4.000	2.233	2.328	2.498	4.000	2.176	2.271	2.441

 

Mortgage Rates

Big Fed Rate Hike Coming Next Week, But That’s Not What Matters

30 Yr. Fixed Rate 6.35% +0.02%   Rate Change Points Mortgage News Daily 30 Yr. Fixed 6.35% +0.02 0.00 15 Yr. Fixed 5.65% +0.10 0.00 30 Yr. FHA 5.75% +0.15 0.00 30 Yr. Jumbo 5.70% +0.05 0.00 5/1 ARM 6.12% +0.12 0.00 30 Yr. VA 5.85% +0.20 0.00 Updates Daily – Last Update: 9/16 15 Yr. Fixed Rate 5.65% +0.10%   Rate Change Points Freddie Mac 30 Yr. Fixed 5.89% +0.23 0.70 15 Yr. Fixed 5.16% +0.18 0.80 5/1 Yr. ARM 4.64% +0.13 0.40 Updates Weekly – Last Update: 9/8   Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 6.01% +0.07 0.76 15 Yr. Fixed 5.30% +0.07 0.89 30 Yr. Jumbo 5.56% +0.10 0.39 Updates Weekly – Last Update: 9/14

MBS / Treasuries

MBS Spreads Are Not Happy

UMBS 30YR 4.5 97.80 +0.02   Price / Yield Change MBS UMBS 4.5 97.80 +0.02 UMBS 5.0 99.61 -0.03 GNMA 4.5 98.56 +0.11 GNMA 5.0 100.25 +0.02 Pricing as of: 9/16 5:41PM EST 10 Year US Treasury 3.4553 +0.0064   Price / Yield Change US Treasury 2 YR Treasury 3.871 +0.009 5 YR Treasury 3.636 -0.026 7 YR Treasury 3.570 -0.015 10 YR Treasury 3.455 +0.006 30 YR Treasury 3.520 +0.050 Pricing as of: 9/16 5:41PM EST