Market Wrap-up

Our benchmark FNMA MBS 5.500 April Coupon is down -12 BPS at 3:07 PM ET.

Glass Half Empty: The final/revised March UofM Consumer Sentiment Index was dropped from 55.5 down to 53.3 versus estimates of 54.0. 1YR Inflation Expectations jumped from 3.4% to 3.8% and 5 YR Inflation Expectations remained at 3.2%.

Bye-Bye 5.5: We will be switching to the 6.00 Coupon for Monday’s open.

Interest rates rose this week, the stock indexes lower, crude oil higher. Traders and markets waiting how the US moves forward with Iran, fearing inflation and economic slowing. We are on a wait situation on How Trump will proceed, giving Iran 10 days (nine days now). If the US moves to introduce troops markets will continue to move in their current direction.

Interest rates made another new recent high this morning, but rates eased back down this afternoon ahead of the weekend, no fundamental news motivated the small improvement, traders don’t like being too exposed for two days.

Next week the countdown continues before the US takes another step. A lot of division in the US and globally, continue to press on and once and for all cripple Iran for years, or repeat the past and step away. Which ever direction, it will have major impacts for the economy, oil prices, and mortgage rates. Personally, I go for moving forward, riding the world of the most terrorist regime in the world for longer than many of us fully remember.

One of the most astute economists, Nouriel Roubini, who correctly predicted the 2008 global financial crisis, told CNBC this morning Trump is likely to escalate the war with Iran, risking “1970s stagflation” if it does not go as planned, rejecting the view that Trump was “looking desperately for an off-ramp” to end the war. Markets have appeared optimistic in recent days about a potential resolution to the conflict. Summing, it is a huge unknown, moving troops will rile many, not moving troops will also rile many.

Next week is employment week, normally a big week for traders and investors, but this round will be directed by conflict decisions. 7K troops on the way, mine sweepers on the way, Iran’s neighbors in the mid-east on their way. A lot of angst on Wall Street, Trump originally said 4 to 6 weeks now appears much longer and with fatalities.

This Week: 10 year note +5 bps, 2 year note +2 bps; FNMA 5.5 30 year coupon -22 bps. The DJIA -410, NASDAQ -700, S&P -137. Gold increased $6.00, crude oil $1.55/barrel. The dollar index increased 0.53, bitcoin -3,814.

PRICES @ 4:00 PM

10 year note: 4.44% +2 bp

5 year note: 4.07% -3 bp

2 year note: 3.91% -8 bp

30 year bond: 4.98% +4 bp

30 year FNMA 5.5: 99.84 +2 bp (+23 bp from 9:30)

30 year FNMA 6.0: 101.57 +4 bp (+15 bp from 9:30)

30 year GNMA 5.5: 100.10 +4 bp (+17 bp from 9:30)

Dollar/Yen: 160.27 +0.46 yen

Dollar/Euro: $1.1514 -$0.0013

Dollar Index: 100.16 +0.26

Gold: $4,517.10 +$140.80

Bitcoin: 65,954 -2519

Crude Oil: $100.36 +$5.88

DJIA: 45,167.44 -792.67

NASDAQ: 20,948.36 -459.72

S&P 500: 6368.86 -108.30

SOFR Data 03/27: 30-DAY AVERAGE(%): 3.65823, 90-DAY AVERAGE(%): 3.68416, 180-DAY AVERAGE(%): 3.87567, INDEX: 1.23722909

Poland

Name, not sorted	Value, not sorted	Change, not sorted	% Change, not sorted	1 Month, not sorted	1 Year, not sorted	Time (EDT), not sorted
WIG20:IND WIG 20	3,268.55	38.05	1.15%	4.98	17.57%	12:15 PM
WIG:IND WSE WIG INDEX	119,727.13	1,216.57	1.01%	5.57	21.25%	12:15 PM
WIG30:IND WIG30	4,127.40	41.70	1.00%	6.21	16.53%	12:15 PM

WALUTY

Currency, not sorted	Value, not sorted	Change, not sorted	Net Change, not sorted	Time (EDT), not sorted
EUR-USD	1.1509	0.00	0.16%	4:59 PM
USD-JPY	160.3100	0.50	0.31%	4:59 PM
GBP-USD	1.3259	0.01	0.53%	4:59 PM
AUD-USD	0.6874	0.00	0.17%	4:59 PM
USD-CAD	1.3893	0.00	0.23%	4:59 PM
USD-CHF	0.7990	0.00	0.47%	4:59 PM

 

USD-CZK	21.2999	0.04	0.19%	4:59 PM
USD-SKK	26.1772	0.04	0.16%	4:59 PM
USD-PLN	3.7205	0.01	0.29%	4:59 PM
USD-HUF	338.5300	1.96	0.58%	4:59 PM
USD-RUB	81.4995	0.08	0.10%	4:54 PM

 

USD-MXN

18.1188

0.18

1.01%

4:59 PM

POŻYCZKI HIPOTECZNE

ELITE 21-30 YEAR
RATE		15 DAY	30 DAY		45 DAY
7.625		-3.650	-3.560		-3.430
7.500		-3.348	-3.258		-3.128
7.375		-2.854	-2.764		-2.634
7.250		-2.337	-2.247		-2.117
7.125		-2.186	-2.096		-1.966
6.999		-1.896	-1.806		-1.676
6.875		-1.358	-1.268		-1.138
6.750		-0.752	-0.662		-0.532
6.625		-1.073	-0.983		-0.853
6.500		-0.724	-0.634		-0.504
6.375		-0.093	-0.003		0.127
6.250		0.575	0.665		0.795
6.125		0.337	0.427		0.557
5.999		0.780	0.870		1.000
5.875		1.515	1.605		1.735
5.750		2.336	2.426		2.556
5.625		2.124	2.214		2.344
5.500		2.700	2.790		2.920
5.375		3.575	3.665		3.795
ELITE 11-15 YEAR
RATE	15 DAY			30 DAY		45 DAY
7.000	-3.388			-3.298		-3.168
6.875	-3.150			-3.060		-2.930
6.750	-2.670			-2.580		-2.450
6.625	-2.390			-2.300		-2.170
6.500	-2.190			-2.100		-1.970
6.375	-1.928			-1.838		-1.708
6.250	-1.433			-1.343		-1.213
6.125	-1.221			-1.131		-1.001
6.000	-0.979			-0.889		-0.759
5.875	-0.680			-0.590		-0.460
5.750	-0.163			-0.073		0.057
5.625	0.100			0.190		0.320
5.500	0.388			0.478		0.608
5.375	0.733			0.823		0.953
5.250	1.282			1.372		1.502
5.125	1.635			1.725		1.855
5.000	1.980			2.070		2.200
4.875	2.362			2.452		2.582

 

30 Yr. Fixed 6.64% +0.02% 5.99% 7.08% 15 Yr. Fixed 6.15% +0.01% 5.55% 6.48% 30 Yr. Jumbo 6.65% +0.00% 6.1% 7.2%

Compare Mortgage Rates from Local Lenders for Mar 27, 2026

Mortgage Rates Inch Up to Another Long-Term High Fri, Mar 27, 2026 2:29PM There were mixed blessings in the mortgage rate world today. The bad news is that today’s rates are just a bit higher than yesterday’s, resulting in another 8 month high. The good news is that things were looking quite a bit worse earlier in the morning. Mortgage lenders prefer to set rates once per day even though those rates are dictated by movement in the underlying bond market. If bonds move enough, lenders will change rates mid-day. Today was one of those days and, fortunately, the change was in a friendly direction.  Before the improvement, the average lender’s top tier 30yr fixed… (read more)

Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.64% +0.02 0.00 15 Yr. Fixed 6.15% +0.01 0.00 30 Yr. FHA 6.10% +0.05 0.00 30 Yr. Jumbo 6.65% 0.00 0.00 7/6 SOFR ARM 6.31% +0.05 0.00 30 Yr. VA 6.12% +0.05 0.00 Updates Daily – Last Update: 3/27   Freddie Mac Rate Change Points 30 Yr. Fixed 6.38% +0.16 0.00 15 Yr. Fixed 5.75% +0.21 0.00 Updates Weekly – Last Update: 3/26   Mortgage Bankers Assoc. 30 Yr. Fixed 6.43% +0.13 0.65 15 Yr. Fixed 5.83% +0.17 0.80 30 Yr. Jumbo 6.45% +0.06 0.56 Updates Weekly – Last Update: 3/25

UMBS 30YR 5.0 97.84 +0.00 95.71 100.50 UMBS 30YR 5.5 99.85 +0.03 98.11 101.64 10 YR Treasury 4.425 +0.005 3.932 4.590