Magazyn Kieszeń (586) 01.03.2026

 

MARKET WRAP- UP

 

Akcje firm amerykańskich rosną wyżej, ponieważ indeksy Dow, S&P 500 rozpoczynają 2026 rok od wzrostów

 

Amerykański rynek akcji zakończył się w piątek głównie wzrostem, a indeksy Dow Jones Industrial Average i S&P 500 rozpoczęły nowy rok wzrostami.

Dow Jones Industrial Average wzrósł o 319,10 punktu, czyli 0,7%, zamykając się na poziomie 48 382,39.

Indeks S&P 500 wzrósł o 12,97 punktu, czyli 0,2%, kończąc na poziomie 6 858,47.

Nasdaq Composite spadł o 6,36 punktu, czyli mniej niż 0,1%, kończąc na poziomie 23 235,63.

Technologicznie nastawiony Nasdaq stracił umiarkowany wzrost pod koniec sesji handlowej, a niektóre akcje Big Tech borykały się z ostrymi spadkami w piątek. Nasdaq zanotował piąty dzień z rzędu spadków, co jest jego najdłuższą serią spadków od stycznia zeszłego roku, według danych Dow Jones Market Data.

Amerykański rynek akcji wychodzi z mocnego 2025 roku, w którym Nasdaq wyprzedził się z wzrostem o 20,4%, S&P 500 o 16,4%, a Dow o 13%.

Inwestorzy patrzą teraz w przyszłość na przyszłotygodniowy kalendarz gospodarczy USA, który będzie zawierał długo oczekiwany raport o zatrudnieniu w USA na 9 stycznia.

 

 

 CENY 01.02.2026 4PM

  4:26 PM
10-Year Government Bond Yields

United States

 

 +4.19% +2 +10 –37 4:26 PM
United States

 

 +4.19% +2 +10 –37 4:26 PM
United States

 

 +4.19% +2 +10 –37 4:26 PM
United States

 

 +4.19% +2 +10 –37 4:26 PM
United States

 

 +4.19% +2 +10 –37 4:26 PM
United States

 

 +4.19% +2 +10 –37 4:26 PM
 

GC1:COM

Gold (Comex)

 

 USD/t oz. 4,338.00 3.10 0.07% Jan 2026 4:18 PM

 

 


WTI Crude Oil (Nymex)

WTI Crude Oil (Nymex)

 

 USD/bbl. 57.28 Jan 2026 4:18 PM

 

INDU:IND

DOW JONES INDUS. AVG

 

 48,382.39 319.10 0.66% 0.66 14.13% 4:20 PM
SPX:IND

S&P 500 INDEX

 

 6,858.47 12.97 0.19% 0.19 16.87% 4:11 PM
CCMP:IND

NASDAQ COMPOSITE

 

 23,235.63 6.36 0.03% 0.03 20.51% 4:26 P

Poland

Name, not sorted Value, not sorted Change, not sorted % Change, not sorted 1 Month, not sorted 1 Year, not sorted Time (EDT), not sorted
WIG20:IND

WIG 20

 

 3,262.48 78.46 2.46% 9.95 46.49% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 120,181.00 2,940.80 2.51% 8.65 48.49% 11:15 AM
WIG30:IND

WIG30

 

 4,184.48 97.88 2.40% 9.67 46.48% 11:15 AM

WALUTY

Currency, not sorted Value, not sorted Change, not sorted Net Change, not sorted Time (EDT), not sorted
EUR-USD

 

 1.1722 0.00 0.20% 4:34 PM
USD-JPY

 

 156.8200 0.07 0.04% 4:35 PM
GBP-USD

 

 1.3465 0.00 0.07% 4:34 PM
AUD-USD

 

 0.6697 0.00 0.40% 4:35 PM
USD-CAD

 

 1.3728 0.00 0.08% 4:34 PM
USD-CHF

 

 0.7923 0.00 0.06% 4:34 P

 

USD-MXN

 

 17.9026 4:33 PM

 

12/31/2025
USD-CZK

 

 20.5979 4:33 PM
USD-SKK

 

 25.6984 4:33 PM
USD-PLN

 

 3.5906 4:34 PM
USD-HUF

 

 326.7900 4:34 PM
USD-RUB

 

 80.3500 12:40 PM

POŻYCZKI HIPOTECZNE

ELITE 21-30 YEAR  
RATE 15 DAY 30 DAY 45 DAY
7.500 -4.519 -4.429 -4.299
7.375 -4.075 -3.985 -3.855
7.250 -3.604 -3.514 -3.384
7.125 -3.498 -3.408 -3.278
6.999 -3.277 -3.187 -3.057
6.875 -2.941 -2.851 -2.721
6.750 -2.387 -2.297 -2.167
6.625 -2.843 -2.753 -2.623
6.500 -2.483 -2.393 -2.263
6.375 -1.915 -1.825 -1.695
6.250 -1.297 -1.207 -1.077
6.125 -1.527 -1.437 -1.307
5.999 -1.124 -1.034 -0.904
5.875 -0.477 -0.387 -0.257
5.750 0.215 0.305 0.435
5.625 0.244 0.334 0.464
5.500 0.699 0.789 0.919
5.375 1.486 1.576 1.706
5.250 2.346 2.436 2.566

 

ELITE 11-15 YEAR  
RATE 15 DAY 30 DAY 45 DAY
6.500 -3.731 -3.641 -3.511
6.375 -3.479 -3.389 -3.259
6.250 -2.966 -2.876 -2.746
6.125 -2.756 -2.666 -2.536
6.000 -2.505 -2.415 -2.285
5.875 -2.207 -2.117 -1.987
5.750 -1.717 -1.627 -1.497
5.625 -1.656 -1.566 -1.436
5.500 -1.393 -1.303 -1.173
5.375 -1.043 -0.953 -0.823
5.250 -0.521 -0.431 -0.301
5.125 -0.398 -0.308 -0.178
5.000 -0.029 0.061 0.191
4.875 0.369 0.459 0.589
4.750 0.908 0.998 1.128
4.625 0.941 1.031 1.161
4.500 1.350 1.440 1.570
4.375 1.756 1.846 1.976
4.250 2.322 2.412 2.542

 

 

30 Yr. Fixed
6.20% +0.00%
6.13%
7.26%
15 Yr. Fixed
5.75% -0.01%
5.6%
6.59%
30 Yr. Jumbo
6.37% +0.00%
6.1%
7.45%
Mortgage Rates Stay Flat to End The Week
Fri, Jan 2, 2026 3:27PM
Heading into the week, we knew there was a high bar for any legitimate mortgage rate fireworks. In addition to a dearth of scheduled events with the power to cause volatility, the last two weeks of the year don’t tend to see big changes in the bond market.  There are exceptions, but 2025 wasn’t one of them. In fact, bond yields and mortgage rates have been locked in a narrow, sideways range since September as the market waits for the most important economic reports to hit their stride again after being hobbled by the government shutdown. Yes, the big-ticket reports were already released … (read more)
 

Mortgage News Daily Rate Change Points
30 Yr. Fixed 6.20% 0.00 0.00
15 Yr. Fixed 5.75% -0.01 0.00
30 Yr. FHA 5.85% 0.00 0.00
30 Yr. Jumbo 6.37% 0.00 0.00
7/6 SOFR ARM 5.74% +0.01 0.00
30 Yr. VA 5.87% 0.00 0.00
Updates Daily – Last Update: 1/2
 

Freddie Mac Rate Change Points
30 Yr. Fixed 6.15% -0.03 0.00
15 Yr. Fixed 5.44% -0.06 0.00
Updates Weekly – Last Update: 12/31

 

Mortgage Bankers Assoc.
30 Yr. Fixed 6.33% +0.01 0.60
15 Yr. Fixed 5.71% -0.02 0.64
30 Yr. Jumbo 6.46% +0.06 0.35
Updates Weekly – Last Update: 12/10
UMBS 30YR 5.0
99.66 -0.07
95.05
100.11
UMBS 30YR 5.5
101.38 -0.03
97.47
101.49
10 YR Treasury
4.191 +0.022
3.932
4.780
Fri, Jan 2, 2026 10:47AM
Friday is merely a day to be watched in case it misbehaves. The econ calendar is essentially empty (just S&P manufacturing PMI), overnight volatility was minimal, and bonds are fairly close to unchanged in the first few hours. The sort of serious trading that sends bigger picture signals won’t arrive until next week. As such, even if today’s trading misb… (read more)
 

MBS Price Change
UMBS 4.5 97.44 -0.18
UMBS 5.0 99.66 -0.07
UMBS 5.5 101.38 -0.03
GNMA 4.5 97.37 -0.07
GNMA 5.0 99.67 -0.05
GNMA 5.5 100.97 +0.01
Pricing as of: 1/2 3:51PM EST
 

US Treasury Yield Change
2 YR Treasury 3.478 +0.003
5 YR Treasury 3.742 +0.015
7 YR Treasury 3.957 +0.018
10 YR Treasury 4.191 +0.022
30 YR Treasury 4.867 +0.023
Pricing as of: 1/2 3:51PM EST