CENY @ 4:00 PM

10 yr note:                   -3/32 (9 bp) 1.78% unch

5 yr note:                     -3/32 (9 bp) 1.23% +2 bp

2 Yr note:                     -2/32 (6 bp) 0.75% +3 bp

30 yr bond:                  +4/32 (12 bp) 2.61% -1 bp

Libor Rates:                1 mo 0.437%; 3 mo 0.628%; 6 mo 0.899%; 1 yr 1.210%

30 yr FNMA 3.0 Apr:   102.64 -2 bp (-2 bp frm 9:30)

15 yr FNMA 3.0 Apr:   104.52 -3 bp (-7 bp frm 9:30)

30 yr GNMA 3.0 Apr:  103.64 +16 bp +19 bp frm 9:30)

Dollar/Yen:                 111.62 -0.96 yen

Dollar/Euro:                $1.1393 +$0.0013

Gold:                          $1224.00 -$11.60

Crude Oil:                  $36.80 -$1.54

DJIA:                         17,792.75 +107.66

NASDAQ:                  4914.54 +44.69

S&P 500:                   2072.78 +13.04

WIG20 WIG 20 Poland Stock Index 1968.0 -29.74 -1.49 9.09 Apr/01
WIG Warsaw Stock Exchange WIG Total Return Index 48506 -510.89 -1.04 6.88 Apr/01

 

Currency Value Change Net Change Time (EDT) 2 Day
EUR-USD

 

1.1391 0.0011 +0.10% 3/25/2016
USD-JPY

 

111.6900 -0.8800 -0.78% 4:59 PM
GBP-USD

 

1.4227 -0.0133 -0.93% 3/29/2016
AUD-USD

 

0.7677 0.0020 +0.26% 3/29/2016
USD-CAD

 

1.3011 0.0007 +0.05% 3/25/2016
USD-CHF

 

0.9580 -0.0038 -0.40% 3/29/2016
USD-CZK

 

23.7265 -0.0354 -0.15% 4:59 PM
USD-SKK

 

26.4451 -0.0282 -0.11% 3/25/2016
USD-PLN

 

3.7326 0.0046 +0.12% 3/29/2016
USD-HUF

 

275.3300 -0.5900 -0.21% 3/25/2016
USD-RUB

 

67.6825 0.7871 +1.18% 4:58 PM
USD-TRY

 

2.8215 0.0042 +0.15% 3/25/2016
USD-ILS

 

3.7753 0.0192 +0.51% 3/25/2016
USD-KES

 

101.5500 0.1200 +0.12% 3/25/2016
USD-ZAR

 

14.7010 -0.0663 -0.45% 3/29/2016
USD-MAD

 

9.6307 -0.0019 -0.02% 3/25/201

 

 

HSH National Interest Rate Benchmarks
For Week Ending 03/25/2016
This Week Month Ago Year Ago Latest Trends
Loan Types Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Average
Combined Rate
Average
Points
Click for Graph
30 Yr FRM 3.80% 0.17 3.72% 0.17 3.81% 0.16
15 Yr FRM 3.17% 0.14 3.12% 0.13 3.15% 0.16
1/1 Yr ARM 2.80% 0.16 2.71% 0.16 2.70% 0.22
3/1 Yr ARM 3.06% 0.08 2.98% 0.07 2.90% 0.08
5/1 Yr ARM 3.02% 0.12 2.97% 0.10 2.93% 0.12
7/1 Yr ARM 3.19% 0.16 3.13% 0.13 3.12% 0.12
10/1 Yr ARM 3.39% 0.12 3.34% 0.09 3.38% 0.13
For information on obtaining conforming and jumbo averages, click here
HSH National Interest Rate Benchmarks
For Week Ending 03/25/2016
This Month Month Ago Year Ago Latest Trends
Loan Types Average Rate Average Rate Average Rate Click for Graph
New Auto Loans
All Terms,
FICO 720+
4.09% 4.08% 4.14%
Used Auto Loans
All Terms,
FICO 720+
4.31% 4.28% 4.40%
Home Equity Loans
Fixed Rates,
80% CLTV
6.29% 6.23% 6.25%
Home Equity Lines
Fully-Indexed,
80% CLTV
5.13% 5.33% 5.15%

 

Top of Form

Week Month 1-Year 3-Year

Bottom of Form

[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Apr 1, 2016 Mar 31, 2016 Mar 25, 2016 Mar 2, 2016 Apr 2, 2015
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
Feb Core US CPI Rate 2.3% 4.5% 2.2% 0.0% 2.2% 0.0% 2.2% 29.4% 1.7%
Feb Core US PCE Idx 1.70% 0.0% 1.70% 0.0% 1.70% 0.0% 1.70% 30.8% 1.30%
 Mar Non-Farm Payroll 215,000 -12.2% 245,000 0.0% 245,000 45.8% 168,000 41.2% 119,000
Mortgage Rates
 30 Yr FXD avg 3.71% 0.0% 3.71% 0.0% 3.71% 2.5% 3.62% -1.9% 3.69%
 15 Yr FXD avg 2.98% 0.7% 2.96% 0.0% 2.96% 1.0% 2.93% -1.3% 2.97%
Fundamentals
1 Year CMT 0.6009% 2.6% 0.5855% -3.4% 0.6058% -7.8% 0.6572% 185.7% 0.2300%
10 Year CMT 1.83% 1.1% 1.81% -3.7% 1.88% 8.0% 1.74% -10.3% 1.94%
2-Year Treasury 0.7560% 1.8% 0.7427% -14.5% 0.8689% 1.4% 0.8570% 57.7% 0.5436%
10-Year Treasury 1.7705% -1.5% 1.7983% -5.4% 1.9000% 2.5% 1.8528% -3.1% 1.9126%
30-Year Treasury 2.5951% -1.6% 2.6366% -1.4% 2.6730% -0.8% 2.6939% 6.3% 2.5351%
12 MTA 0.412% 9.0% 0.378% 0.0% 0.378% 0.0% 0.378% 164.1% 0.143%
USD 6M LIBOR 0.8997% 0.1% 0.8989% -1.6% 0.9131% 3.4% 0.8827% 118.8% 0.4034%
USD 12M LIBOR 1.2104% -0.3% 1.2142% -1.4% 1.2312% 4.4% 1.1790% 68.9% 0.6981%
USD 1M LIBOR 0.4373% 0.7% 0.4340% -0.2% 0.4350% -0.1% 0.4353% 145.1% 0.1776%
11th District COFI 0.670% 0.9% 0.664% 0.0% 0.664% 1.4% 0.655% -6.4% 0.700%
Federal Funds 0.50% 0.0% 0.50% 0.0% 0.50% 0.0% 0.50% 100.0% 0.25%
Gold, Mini $/oz 1219.25 -1.0% 1231.50 1.2% 1217.25 -1.8% 1239.25 3.0% 1202.75
Currencies
EUR/USD 1.1354 0.4% 1.1306 1.2% 1.1173 2.9% 1.0863 1.0% 1.0755
USD/JPY 112.4254 -0.1% 112.5749 0.0% 112.5877 -0.4% 113.0079 -5.7% 119.8265
GBP/USD 1.4381 -0.2% 1.4405 2.0% 1.4118 1.3% 1.3939 -5.9% 1.4820
USD/CAD 1.2962 -0.4% 1.3014 -1.8% 1.3252 -1.8% 1.3499 6.7% 1.2654
AUD/USD 0.766854 0.3% 0.764708 1.8% 0.750857 5.1% 0.714321 -6.2% 0.761790
USD/CHF 0.9631 -0.3% 0.9658 -1.0% 0.9758 -2.3% 0.9992 3.1% 0.9690