MAGAZYN KIESZEŃ (293) 02.01. 2020

CENY @ 4:00 PM 02.01.2020

10 yr note:               1.50% -8 bp
5 yr note:                 1.32% -9 bp
2 Yr note:                 1.32% -10 bp
30 yr bond:              2.00% -6 bp
Libor Rates:             1 mo 1.655%; 3 mo 1.763%; 6 mo 1.763%; 1 yr 1.821% (1/30/20)
30 yr FNMA 3.0:     102.23 -3 bp (+5 bp frm 9:30)
15 yr FNMA 3.0:     102.93 +13 bp (+1 bp frm 9:30)
30 yr GNMA 3.0:    102.80 -5 bp (+4 bp frm 9:30)
Dollar/Yuan:           $6.9367 (closed)
Dollar/Yen:             108.35 -0.60 yen
Dollar/Euro:            $1.1093 +$0.0060
Dollar Index:          97.39 -0.47
Gold:                        $1592.30 +$3.10
Crude Oil:               $51.40 -$0.74
DJIA:                       28,256.03 -603.41
NASDAQ:                9150.94 -148.00
S&P 500:                3225.52 -58.14

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EST)
WIG20:IND WIG 20	2,065.90	-14.08	-0.68%	-4.97%	-13.68%	11:15 AM
WIG:IND WSE WIG INDEX	56,681.27	-242.09	-0.43%	-3.28%	-6.56%	11:15 AM
WIG30:IND WIG30	2,388.19	-14.37	-0.60%	-4.56%	-12.43%	11:15 AM

CURRENCY			VALUE	CHANGE	NET CHANGE	TIME (EST)
EUR-USD			1.1093	0.0061	+0.55%	4:59 PM
USD-JPY			108.3500	-0.6100	-0.56%	4:59 PM
GBP-USD			1.3206	0.0113	+0.86%	4:59 PM
AUD-USD			0.6692	-0.0030	-0.45%	4:59 PM
USD-CAD			1.3237	0.0028	+0.21%	4:59 PM
USD-CHF			0.9634	-0.0061	-0.63%	4:59 PM
USD-CZK	22.7515	-0.1370	-0.60%	4:59 PM
USD-SKK	27.1520	-0.1572	-0.58%	4:59 PM
USD-PLN	3.8740	-0.0183	-0.47%	4:59 PM
USD-HUF	304.1000	-1.5100	-0.49%	4:59 PM
USD-RUB	63.9613	0.7583	+1.20%	4:58 P
USD-MXN		18.8447	0.0651	+0.35%	4:59 PM

Today’s Pricing (30-Day)


*Rate*	*Points*	*+/-*	*Difference*

30 Year Agency
3.375%	101.935	ã	0.036
3.500%	102.370	ã	0.030

30 Year Agency HB
3.375%	101.560	ã	0.036
3.560%	102.182	ã	0.030

20 Year Agency
3.125%	101.500	â	-0.009
3.250%	102.214	â	-0.011

15 Year Agency
2.990%	101.643	ã	0.008
3.125%	102.230	ã	0.007

30 Year FHA Full Doc
2.875%	101.691	ã	0.018
3.000%	102.087	ã	0.016

30 Year FHA Streamline
2.875%	101.616	ã	0.018

3.000%	102.012	ã	0.016

30 Year VA Full Doc
3.750%	102.951	ä	-0.126
3.875%	102.295	â	-0.061

30 Year Jumbo Advantage
3.500%	100.761	ã	0.031
3.625%	101.089	ã	0.027

7 Year NA Jumbo ARM
3.500%	101.637	ã	0.055
3.625%	101.887	ã	0.055

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

3.47%

-0.02

15 Yr FRM

3.13%

-0.01

FHA 30 Year Fixed

3.33%

+0.00

Jumbo 30 Year Fixed

3.61%

-0.01

5/1 Yr ARM

3.37%

-0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

0.00%

0.00

+0.00

30 Yr. Fixed

0.00%

0.00

+0.00

MBA **

30 Yr. Fixed

3.81%

0.28

-0.06

15 Yr. Fixed

3.24%

0.22

-0.01

30 Yr. Jumbo

3.78%

0.20

-0.09

30 Yr. FHA

3.82%

0.27

-0.05

5/1 ARM

3.15%

0.12

-0.14

Freddie Mac **

30 Yr. Fixed

3.51%

0.70

-0.09

15 Yr. Fixed

3.00%

0.70

-0.04

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

3.24%

0.30

-0.04

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

102.23

+0.14

30YR FNMA 3.5

103.22

+0.08

30YR GNMA 3.0

102.81

+0.14

30YR GNMA 3.5

103.91

+0.08

15YR FNMA 3.0

102.98

+0.14

15YR FNMA 2.5

101.73

+0.17

Treasuries

Yield

Change

2 YR

1.3191%

-0.0956

5 YR

1.3150%

-0.0941

10 YR

1.5051%

-0.0771

30 YR

1.9970%

-0.0509

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

Month

Jan 31, 2020

Jan 30, 2020

Jan 24, 2020

Dec 31, 2019

Quote

% Chg

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Dec Core US CPI Rate

2.3%

0.0%

2.3%

0.0%

2.3%

0.0%

2.3%

4.5%

Dec Core US PCE Idx

1.60%

6.7%

1.50%

0.0%

1.50%

0.0%

1.50%

-25.0%

Dec Non-Farm Payroll

145,000

-43.4%

256,000

0.0%

256,000

0.0%

256,000

12.8%

Mortgage Rates

30 Yr FXD avg

3.51%

-2.5%

3.60%

0.0%

3.60%

-3.7%

3.74%

-16.0%

15 Yr FXD avg

3.00%

-1.3%

3.04%

0.0%

3.04%

-4.7%

3.19%

-17.8%

Fundamentals

1 Year CMT

1.457%

-2.2%

1.490%

-3.5%

1.544%

-2.2%

1.579%

-38.1%

10 Year CMT

1.60%

-3.0%

1.65%

-6.8%

1.77%

-5.9%

1.88%

-30.9%

2-Year Treasury

1.347%

-4.5%

1.411%

-5.6%

1.495%

-4.8%

1.571%

-36.3%

10-Year Treasury

1.534%

-3.0%

1.582%

-6.2%

1.686%

-12.1%

1.919%

-27.4%

30-Year Treasury

2.014%

-1.8%

2.051%

-3.9%

2.135%

-10.6%

2.389%

-20.5%

12 MTA

2.054%

-4.2%

2.143%

0.0%

2.143%

0.0%

2.143%

-8.0%

USD 6M LIBOR

1.7634%

-0.9%

1.7793%

-2.3%

1.8218%

-4.6%

1.9088%

-32.1%

USD 12M LIBOR

1.8216%

-1.4%

1.8471%

-2.5%

1.8945%

-5.3%

2.0010%

-33.8%

USD 1M LIBOR

1.6550%

0.6%

1.6453%

-0.9%

1.6609%

-6.7%

1.7809%

-29.0%

11th District COFI

1.035%

-5.9%

1.100%

0.0%

1.100%

-2.4%

1.127%

6.3%

Federal Funds

1.75%

0.0%

1.75%

0.0%

1.75%

0.0%

1.75%

-30.0%

Gold, Mini $/oz

1588.00

-0.1%

1589.20

1.1%

1571.90

3.2%

1523.10

14.7%

Currencies

EUR/USD

1.1070

0.4%

1.1030

0.0%

1.1031

-1.6%

1.1205

-2.0%

USD/JPY

108.4267

-0.4%

108.8588

-0.3%

109.1637

0.4%

108.7089

-0.1%

GBP/USD

1.3191

0.8%

1.3083

0.2%

1.3063

-1.5%

1.3266

1.1%

USD/CAD

1.3231

0.1%

1.3214

0.5%

1.3151

1.3%

1.2978

-1.1%

AUD/USD

0.668787

-0.4%

0.671564

-1.6%

0.682731

-2.7%

0.701329

-3.7%

USD/CHF

0.9645

-0.6%

0.9702

0.0%

0.9705

0.3%

0.9677

-2.6%