MAGAZYN KIESZEŃ (323) 09.19. 2020

CENY @ 4:00 PM 09.19.2020

10 yr note:               0.69% unch
5 yr note:                 0.27% unch
2 Yr note:                 0.14% unch
30 yr bond:              1.45% +1 bp
Libor Rates:             1 mo 0.156%; 3 mo 0.227%; 6 mo 0.275%; 1 yr 0.376% (9/17/20)
30 yr FNMA 2.5:    104.70 -5 bp (-7 bps frm 9:30)  2.0 coupon 102.86 -9 bp (-11 bps frm 9:30)
30 yr GNMA 2.5:   104.47 +2 bp (-3 bps frm 9:30)
Dollar/Yuan:           $6.7690 +$0.0040
Dollar/Yen:             104.58 -0.16 yen
Dollar/Euro:           $1.1850 unch
Dollar Index:          92.96 unch
Gold:                       $1958.20 +$8.330
Crude Oil:              $41.05 +$0.08
DJIA:                      27,657.42 -244.56
NASDAQ:              10,793.28 -166.99
S&P 500:              3319.46 -37.55

Poland

NAME VALUE NET CHANGE % CHANGE 1 MONTH 1 YEAR TIME (EDT)
WIG20:IND

WIG 20

 

 1,731.76 -13.97 -0.80% -4.88% -20.26% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 49,825.58 -209.96 -0.42% -4.03% -13.32% 11:15 AM
WIG30:IND

WIG30

 

 1,988.61 -16.65 -0.83% -4.86% -19.32% 11:15 AM

 

CURRENCY VALUE CHANGE NET CHANGE TIME (EDT)
EUR-USD

 

 1.1840 -0.0008 -0.07% 4:59 PM
USD-JPY

 

 104.5700 -0.1700 -0.16% 4:59 PM
GBP-USD

 

 1.2917 -0.0056 -0.43% 4:59 PM
AUD-USD

 

 0.7289 -0.0024 -0.33% 4:59 PM
USD-CAD

 

 1.3204 0.0037 +0.28% 4:59 PM
USD-CHF

 

 0.9116 0.0033 +0.36% 4:59 PM
USD-CZK

 

 22.5813 0.0285 +0.13% 4:59 PM
USD-SKK

 

 25.4431 0.0146 +0.06% 4:59 PM
USD-PLN

 

 3.7674 0.0083 +0.22% 4:59 PM
USD-HUF

 

 304.4800 0.3300 +0.11% 4:59 PM
USD-RUB

 

 75.6183 0.4645 +0.62% 4:58 PM
USD-MXN

 

 21.1323 0.2634 +1.26% 4:59 PM

 

 

 

 

 

Today’s Pricing (30-Day)

 Home Loans
       
       Rate Points +/- Difference
       
Prime 79 (30 Year Agency)  
2.875% 101.541 ä -0.200
2.940% 101.832 ä -0.223
*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit
30 Year Agency    
2.875% 100.751 ä -0.200
2.940% 101.042 ä -0.223
Prime 79 (30 Year HB Agency)  
2.750% 101.393 ä -0.161
2.875% 101.931 ã 0.800
*Primary Residence,Single Family/PUD, R/T Refi, FICO>=720, LTV<=80. Price including credit
30 Year Agency HB    
2.750% 100.603 ä -0.161
2.875% 101.141 ã 0.800
20 Year Agency    
2.750% 100.774 ã 0.295
2.875% 100.804 ä -0.239
15 Year Agency
2.375% 100.487 ä -0.193
2.500% 100.928 â -0.103
Prime 79 (30 Year VA IRRRL)  
3.625% 101.388 â -0.053
3.750% 101.739 â -0.020
*VA Streamline, LTV<=95, FICO>=720. Price including credit
30 Year VA IRRRL    
3.625% 100.598 â -0.053
3.750% 100.949 â -0.020
30 Year FHA Full Doc    
2.990% 97.039 â -0.115
3.125% 97.199 â -0.114

 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 3.04% +0.02
15 Yr FRM 2.65% +0.12
FHA 30 Year Fixed 2.40% +0.02
Jumbo 30 Year Fixed 3.45% -0.05
5/1 Yr ARM 2.95% +0.16
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 3.07% 0.32 +0.00
15 Yr. Fixed 2.61% 0.35 -0.01
30 Yr. Jumbo 3.41% 0.27 +0.01
30 Yr. FHA 3.16% 0.35 +0.00
5/1 ARM 3.20% 0.58 +0.21

 

Freddie Mac **
30 Yr. Fixed 2.87% 0.80 +0.01
15 Yr. Fixed 2.35% 0.80 -0.02
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 2.96% 0.30 -0.15
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 3.0 104.72 +0.02
30YR UMBS 3.5 105.31 -0.03
30YR GNMA 3.0 104.23 +0.02
30YR GNMA 3.5 104.86 +0.14
15YR UMBS 3.0 104.94 -0.03
15YR UMBS 2.5 104.33 -0.11

 

Treasuries
Yield Change
2 YR 0.1411% +0.0021
5 YR 0.2835% +0.0049
10 YR 0.6970% +0.0083
30 YR 1.4551% +0.0150
Prices as of: 9/18/2020 5:06PM EST

 

 

Top of Form

Week Month 1-Year 3-Year

 

 

[click item to view chart] Current Previous Previous
Quote Day Week
Sep 18, 2020 Sep 17, 2020 Sep 11, 2020
Quote % Chg Quote % Chg Quote % Chg
Macroeconomic Statistics
Aug Core US CPI Rate 1.7% 6.3% 1.6% 0.0% 1.6% 0.0%
Jul Core US PCE Idx 1.30% 18.2% 1.10% 0.0% 1.10% 0.0%
 Aug Non-Farm Payroll 1,400,000 -19.3% 1,734,000 0.0% 1,734,000 0.0%
Mortgage Rates
 30 Yr FXD avg 2.87% 0.3% 2.86% 0.0% 2.86% -3.4%
 15 Yr FXD avg 2.35% -0.8% 2.37% 0.0% 2.37% -3.7%
Fundamentals
1 Year CMT 0.122% -1.6% 0.124% -7.5% 0.134% 3.9%
10 Year CMT 0.69% 1.5% 0.68% -4.2% 0.71% 0.0%
2-Year Treasury 0.133% -4.3% 0.139% 7.8% 0.129% -11.0%
10-Year Treasury 0.687% -0.3% 0.689% 3.0% 0.669% -0.1%
30-Year Treasury 1.446% 0.4% 1.440% 1.8% 1.414% 1.0%
12 MTA 0.870% -14.0% 1.012% 0.0% 1.012% 0.0%
USD 6M LIBOR 0.2756% 1.9% 0.2704% -5.1% 0.2849% -10.9%
USD 12M LIBOR 0.3763% -0.5% 0.3780% -8.7% 0.4141% -10.0%
USD 1M LIBOR 0.1563% 4.2% 0.1500% -0.7% 0.1511% -6.4%
11th District COFI 0.653% -4.3% 0.682% 0.0% 0.682% 0.0%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0%
Gold, Mini $/oz 1958.10 0.4% 1949.90 0.1% 1947.90 -3.2%
Currencies
EUR/USD 1.1850 0.1% 1.1839 0.0% 1.1842 -0.7%
USD/JPY 104.3874 -0.4% 104.7551 -1.3% 106.1220 0.6%
GBP/USD 1.2950 -0.1% 1.2966 1.3% 1.2794 -3.5%
USD/CAD 1.3180 0.2% 1.3150 -0.2% 1.3181 0.2%
AUD/USD 0.731529 0.0% 0.731367 0.5% 0.727900 0.5%
USD/CHF 0.9086 0.0% 0.9089 -0.1% 0.9096 0.7%