MAGAZYN KIESZEŃ (333) 11.28. 2020


CENY @ 3:00 PM 11.27.2020

10 yr note:              0.84% -4 bp
5 yr note:                0.37% -2 bp
2 Yr note:                0.15% -1 bp
30 yr bond:             1.57% -5 bp
Libor Rates:           1 mo 0.146%; 3 mo 0.224%; 6 mo 0.255%; 1 yr 0.333% (11/26/20)
30 yr FNMA 2.0:   103.73 +25 bp (+17 bp frm 9:30)
30 yr FNMA: 2.5   104.72 +13 bp (+10 bp frm 9:30)
30 yr GNMA 2.5:  105.00 +16 bp (+20 bp frm 9:30)
Dollar/Yuan:           $6.5770 +$0.0014
Dollar/Yen:             104.05 -0.21 yen
Dollar/Euro:           $1.1961 +$0.0047
Dollar Index:          91.80 -0.20

Crude Oil:              $45.52 -$0.19
DJIA:                       29,910.37 +37.90
NASDAQ:              12,205.85 +111.44
S&P 500:              3638.35 +8.70

WIG20:IND

WIG 20

 

 1,852.69 +3.12 +0.17% +22.21% -14.19% 11:15 AM
WIG:IND

WSE WIG INDEX

 

 53,302.48 +115.17 +0.22% +20.87% -7.30%

 

 

 

EUR-USD

 

 1.1963 0.0050 +0.42% 4:59 PM
USD-JPY

 

 104.0900 -0.1700 -0.16% 4:59 PM
GBP-USD

 

 1.3311 -0.0047 -0.35% 4:59 PM
AUD-USD

 

 0.7387 0.0025 +0.34% 4:59 PM
USD-CAD

 

 1.2989 -0.0028 -0.22% 4:59 PM
USD-CHF

 

 0.9063 -0.0007 -0.08%

 

USD-CZK

 

 21.8918 -0.0617 -0.28% 4:59 PM
USD-SKK

 

 25.1828 -0.1043 -0.41% 4:59 PM
USD-PLN

 

 3.7495 -0.0076 -0.20% 4:59 PM
USD-HUF

 

 302.0500 -0.8400 -0.28% 4:59 PM
USD-RUB

 

 75.9961 0.2944 +0.39%
USD-MXN

 

 20.0437 0.0044 +0.02%

 

HOME LOANS

 

    CONQUEST ELITE 16-20 YEAR     
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY  
2.999 -3.511 -3.436 -3.216 2.999 -3.565 -3.490 -3.270  
2.875 -3.383 -3.308 -3.088 2.875 -3.429 -3.354 -3.134  
2.750 -2.769 -2.694 -2.474 2.750 -2.825 -2.750 -2.530  
2.625 -2.031 -1.956 -1.736 2.625 -2.365 -2.290 -2.070  
2.500 -1.638 -1.563 -1.343 2.500 -1.689 -1.614 -1.394  
2.375 -0.914 -0.839 -0.619 2.375 -1.061 -0.986 -0.766  
1.999 1.223 1.298 1.518 1.999 1.045 1.120 1.340  
FOR MORE INFORMATION ON THE CONQUEST PROGRAM, PLEASE REACH OUT TO YOUR ACCOUNT EXECUTIVE  
CONQUEST ELITE 11-15 YEAR    CONQUEST ELITE 8-10 YEAR   
RATE 8 DAY 11 DAY 22 DAY RATE 8 DAY 11 DAY 22 DAY
2.625 -2.975 -2.900 -2.680 2.625 -3.215 -3.140 -2.920
2.500 -2.747 -2.672 -2.452 2.500 -3.038 -2.963 -2.743
2.375 -2.392 -2.317 -2.097 2.375 -2.793 -2.718 -2.498
2.250 -1.990 -1.915 -1.695 2.250 -2.375 -2.300 -2.080
2.125 -1.340 -1.265 -1.045 2.125 -1.713 -1.638 -1.418
1.999 -0.693 -0.618 -0.398 1.999 -0.974 -0.899 -0.679
1.875 -0.056 0.019 0.239 1.875 -0.117 -0.042 0.178

 

 

 

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Week Month 1-Year 3-Year

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Top of Form

Week Month 1-Year 3-Year

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[click item to view chart] Current Previous Previous Previous Previous
Quote Day Week Month Year
Nov 27, 2020 Nov 26, 2020 Nov 20, 2020 Oct 27, 2020 Nov 27, 2019
Quote % Chg Quote % Chg Quote % Chg Quote % Chg Quote
Macroeconomic Statistics
Oct Core US CPI Rate 1.6% 14.3% 1.4% 0.0% 1.4% 0.0% 1.4% -39.1% 2.3%
Oct Core US PCE Idx 1.40% -12.5% 1.60% 0.0% 1.60% 0.0% 1.60% 0.0% 1.60%
 Oct Non-Farm Payroll 638,000 -5.1% 672,000 0.0% 672,000 0.0% 672,000 342.1% 152,000
Mortgage Rates
 30 Yr FXD avg 2.72% 0.0% 2.72% -4.2% 2.84% 1.4% 2.80% -23.5% 3.66%
 15 Yr FXD avg 2.28% 0.0% 2.28% -2.6% 2.34% 0.4% 2.33% -26.0% 3.15%
Fundamentals
1 Year CMT 0.112% 2.8% 0.109% 0.9% 0.108% -16.3% 0.129% -91.9% 1.601%
10 Year CMT 0.88% 2.3% 0.86% -1.1% 0.87% 2.4% 0.85% -52.0% 1.77%
2-Year Treasury 0.148% -5.1% 0.156% -0.6% 0.157% 5.4% 0.149% -90.8% 1.626%
10-Year Treasury 0.849% -4.2% 0.886% 6.9% 0.829% 7.0% 0.775% -56.1% 1.767%
30-Year Treasury 1.576% -3.0% 1.624% 6.6% 1.523% -2.1% 1.555% -29.0% 2.189%
12 MTA 0.605% -17.5% 0.734% 0.0% 0.734% 0.0% 0.734% -67.1% 2.232%
USD 6M LIBOR 0.2550% -1.9% 0.2600% 1.8% 0.2555% 3.8% 0.2463% -87.1% 1.9143%
USD 12M LIBOR 0.3330% -1.3% 0.3374% -0.4% 0.3386% 2.0% 0.3320% -82.9% 1.9416%
USD 1M LIBOR 0.1468% 0.9% 0.1455% 0.0% 0.1455% -4.0% 0.1515% -91.1% 1.7016%
11th District COFI 0.523% -1.1% 0.529% 0.0% 0.529% -19.0% 0.653% -42.1% 1.127%
Federal Funds 0.25% 0.0% 0.25% 0.0% 0.25% 0.0% 0.25% -85.7% 1.75%
Gold, Mini $/oz 1786.60 -1.4% 1811.20 -3.3% 1872.40 -2.1% 1911.90 31.5% 1453.40
Currencies
EUR/USD 1.1946 0.3% 1.1912 0.6% 1.1847 0.4% 1.1804 7.3% 1.0996
USD/JPY 104.1363 -0.2% 104.3325 0.4% 103.8947 -0.5% 104.4650 -4.7% 109.5750
GBP/USD 1.3297 -0.5% 1.3359 0.6% 1.3276 1.7% 1.3050 1.0% 1.2918
USD/CAD 1.2976 -0.4% 1.3028 -0.5% 1.3095 -0.7% 1.3190 -0.6% 1.3274
AUD/USD 0.739234 0.4% 0.736277 0.7% 0.730934 2.5% 0.713318 5.3% 0.677599
USD/CHF 0.9052 -0.2% 0.9066 -0.4% 0.9103 0.2% 0.9081 -9.2% 0.9995
 

Today’s Rates

Best Execution
Rate Change
30 Yr FRM 2.84% -0.01
15 Yr FRM 2.39% -0.01
FHA 30 Year Fixed 2.38% -0.02
Jumbo 30 Year Fixed 3.25% -0.02
5/1 Yr ARM 2.64% +0.01
Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate Points Change
FHFA *
15 Yr. Fixed 0.00% 0.00 +0.00
30 Yr. Fixed 0.00% 0.00 +0.00

 

MBA **
30 Yr. Fixed 2.99% 0.37 +0.01
15 Yr. Fixed 2.59% 0.35 +0.04
30 Yr. Jumbo 3.11% 0.28 -0.02
30 Yr. FHA 3.11% 0.37 +0.03
5/1 ARM 2.84% 0.53 +0.05

 

Freddie Mac **
30 Yr. Fixed 2.72% 0.70 +0.00
15 Yr. Fixed 2.28% 0.60 +0.00
1 Yr. ARM 2.68% 0.20 +0.01
5/1 Yr. ARM 3.16% 0.30 +0.31
Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS
Price Change
30YR UMBS 2.0 103.48 -0.05
30YR UMBS 2.5 104.59 -0.02
30YR GNMA 2.0 104.14 0.00
30YR GNMA 2.5 104.86 0.00
15YR UMBS 2.0 103.86 -0.03
15YR UMBS 2.5 103.89 +0.02

 

Treasuries
Yield Change
2 YR 0.1622% -0.0019
5 YR 0.3924% -0.0079
10 YR 0.8832% -0.0016
30 YR 1.6276% +0.0151
Prices as of: 11/25/2020 4:36PM EST