MAGAZYN KIESZEŃ (358) 22 MAJA 2021

CENY @ 4:00 PM 05.21.2021

10 yr note:              1.62% unch
5 yr note:                0.82% unch
2 Yr note:                0.16% +1 bp
30 yr bond:             2.33% unch
Libor Rates:             1 mo 0.092%; 3 mo 0.150%; 6 mo 0.184%; 1 yr 0.264% (5/20/21)
30 yr FNMA 2.0:     100.77 unch (-1 bp frm 9:30)
30 yr FNMA 2.5:     103.48 +6 bp (+1 bp frm 9:30)
30 yr GNMA 2.5:   103.11 -9 bp (-12 bp frm 9:30)
Dollar/Yuan:           $6.4342 unch
Dollar/Yen:             108.90 +0.12 yen
Dollar/Euro:            $1.2187 -$0.0041
Dollar Index:           90.00 +0.19
Gold:                        $1881.60 -$0.30
Bitcoin:                    35,855 -14,252
Crude Oil:               $63.83 +$1.89
DJIA:                       34,207.84 +123.69
NASDAQ:                13,470.99 -64.75
S&P 500:                4155.86 -3.26

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	2,139.06	+7.88	+0.37%	+7.67%	+31.20%	11:15 AM
WIG:IND WSE WIG INDEX	63,626.19	+363.78	+0.57%	+7.19%	+38.57%	11:15 AM
WIG30:IND WIG30	2,548.45	+11.56	+0.46%	+8.34%	+35.50%	11:15 AM

WALUTY

	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	1.2182	-0.0046	-0.38%	4:59 PM
USD-JPY	108.9600	0.1800	+0.17%	4:59 PM
GBP-USD	1.4150	-0.0040	-0.28%	4:59 PM
AUD-USD	0.7732	-0.0044	-0.57%	4:59 PM
USD-CAD	1.2066	0.0005	+0.04%	4:59 PM
USD-CHF	0.8979	0.0006	+0.07%	4:59 P

USD-CZK	20.9046	0.0520	+0.25%	4:59 PM
USD-SKK	24.7318	0.0956	+0.39%	4:59 PM
USD-PLN	3.6911	0.0168	+0.46%	4:59 PM
USD-HUF	286.1600	0.3000	+0.10%	4:59 PM
USD-RUB	73.6410	0.0077	+0.01%	4:58 PM

USD-MXN

19.9543

0.0842

+0.42%

4:59 PM

Today’s Rates

Best Execution

Rate

Change

30 Yr FRM

3.16%

-0.02

15 Yr FRM

2.59%

-0.01

FHA 30 Year Fixed

2.69%

-0.01

Jumbo 30 Year Fixed

3.13%

-0.02

5/1 Yr ARM

2.25%

+0.00

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

MBA **

30 Yr. Fixed

3.17%

0.30

-0.03

15 Yr. Fixed

2.55%

0.30

-0.10

30 Yr. Jumbo

3.28%

0.30

-0.06

30 Yr. FHA

3.12%

0.24

-0.03

5/1 ARM

2.59%

0.47

-0.08

Freddie Mac **

30 Yr. Fixed

3.00%

0.60

+0.06

15 Yr. Fixed

2.29%

0.70

+0.03

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.59%

0.30

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR UMBS 2.0

100.80

+0.03

30YR UMBS 2.5

103.52

+0.09

30YR GNMA 2.0

101.50

-0.08

30YR GNMA 2.5

103.09

-0.11

15YR UMBS 2.0

103.11

+0.02

15YR UMBS 2.5

104.33

+0.02

Treasuries

Yield

Change

2 YR

0.1553%

+0.0081

5 YR

0.8212%

+0.0066

10 YR

1.6233%

-0.0051

30 YR

2.3176%

-0.0159

Prices as of: 5/21/2021 5:05PM EST

Top of Form

Week	Month	1-Year	3-Year

Bottom of Form

[click item to view chart]

Current

Previous

Quote

Day

Week

May 21, 2021

May 20, 2021

May 14, 2021

Quote

% Chg

Quote

% Chg

Quote

% Chg

Macroeconomic Statistics

Apr Core US CPI Rate

3.0%

87.5%

1.6%

0.0%

1.6%

0.0%

Mar Core US PCE Idx

1.80%

28.6%

1.40%

0.0%

1.40%

0.0%

Apr Non-Farm Payroll

266,000

-65.5%

770,000

0.0%

770,000

0.0%

Mortgage Rates

30 Yr FXD avg

3.00%

2.0%

2.94%

0.0%

2.94%

-3.3%

15 Yr FXD avg

2.29%

1.3%

2.26%

0.0%

2.26%

-3.8%

Fundamentals

1 Year CMT

0.038%

0.0%

0.038%

-20.8%

0.048%

-23.8%

10 Year CMT

1.68%

2.4%

1.64%

-3.0%

1.69%

5.0%

2-Year Treasury

0.157%

2.6%

0.153%

0.0%

0.153%

0.0%

10-Year Treasury

1.622%

-0.1%

1.624%

-0.1%

1.626%

4.2%

30-Year Treasury

2.330%

0.0%

2.330%

-0.7%

2.347%

4.0%

12 MTA

0.117%

-8.3%

0.127%

0.0%

0.127%

-15.3%

USD 6M LIBOR

0.1843%

0.3%

0.1836%

-4.7%

0.1926%

-13.5%

USD 12M LIBOR

0.2640%

0.2%

0.2635%

-0.4%

0.2646%

-7.8%

USD 1M LIBOR

0.0925%

-4.1%

0.0965%

-4.3%

0.1009%

-6.2%

11th District COFI

0.377%

-7.6%

0.408%

0.0%

0.408%

0.0%

Federal Funds

0.25%

0.0%

0.25%

0.0%

0.25%

0.0%

Gold, Mini $/oz

1873.40

-0.5%

1881.90

2.4%

1838.10

2.5%

Currencies

EUR/USD

1.2219

0.0%

1.2222

1.2%

1.2071

0.2%

USD/JPY

108.7924

0.0%

108.8463

-0.7%

109.5783

1.3%

GBP/USD

1.4166

-0.1%

1.4175

1.0%

1.4030

0.6%

USD/CAD

1.2061

-0.2%

1.2083

-0.5%

1.2140

-3.4%

AUD/USD

0.777495

0.3%

0.774886

0.3%

0.772185

-0.2%

USD/CHF

0.8985

-0.3%

0.9008

-0.7%

0.9074

-0.7%

HOME LOANS

ELITE 21-30 YEAR				ELITE 16-20 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.625	-5.228	-5.133	-4.963	3.625	-5.178	-5.083	-4.913
3.500	-4.978	-4.883	-4.713	3.500	-4.991	-4.896	-4.726
3.375	-4.585	-4.490	-4.320	3.375	-4.626	-4.531	-4.361
3.250	-4.062	-3.967	-3.797	3.250	-4.073	-3.978	-3.808
3.125	-3.343	-3.248	-3.078	3.125	-3.472	-3.377	-3.207
2.999	-2.754	-2.659	-2.489	2.999	-3.222	-3.127	-2.957
2.875	-2.239	-2.144	-1.974	2.875	-2.803	-2.708	-2.538
2.750	-1.550	-1.455	-1.285	2.750	-2.142	-2.047	-1.877
2.625	-0.726	-0.631	-0.461	2.625	-1.501	-1.406	-1.236
2.500	-0.206	-0.111	0.059	2.500	-1.205	-1.110	-0.940
2.375	0.442	0.537	0.707	2.375	-0.664	-0.569	-0.399
2.250	1.213	1.308	1.478	2.250	0.104	0.199	0.369
2.125	2.068	2.163	2.333	2.125	0.961	1.056	1.226

ELITE 11-15 YEAR				ELITE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
3.250	0.000	0.000	0.000	3.250	0.000	0.000	0.000
3.125	0.000	0.000	0.000	3.125	0.000	0.000	0.000
3.000	-4.853	-4.758	-4.588	3.000	-5.198	-5.103	-4.933
2.875	-4.555	-4.460	-4.290	2.875	-4.975	-4.880	-4.710
2.750	-4.192	-4.097	-3.927	2.750	-4.591	-4.496	-4.326
2.625	-3.667	-3.572	-3.402	2.625	-4.114	-4.019	-3.849
2.500	-3.093	-2.998	-2.828	2.500	-3.958	-3.863	-3.693
2.375	-2.636	-2.541	-2.371	2.375	-3.681	-3.586	-3.416
2.250	-2.168	-2.073	-1.903	2.250	-3.225	-3.130	-2.960
2.125	-1.625	-1.530	-1.360	2.125	-2.726	-2.631	-2.461
2.000	-1.008	-0.913	-0.743	2.000	-2.122	-2.027	-1.857
1.875	-0.321	-0.226	-0.056	1.875	-1.336	-1.241	-1.071
1.750	0.381	0.476	0.646	1.750	-0.540	-0.445	-0.275