Magazyn Kieszeń (422) 15 Październik 2022

CENY: 4PM 10.14.2022

10 yr. note: 4.01% +7bp

5 yr. note: 4.27% +6bp

2 yr. note: 4.52% +4 bp

30 yr. bond: 3.99% +6 bp

Libor Rates: 1 mo. 3.412%; 3 mo. 4.079%; 6 mo. 4.539%; 1 yr. 5.106% (10/13/22)

30 yr. FNMA 6.0: 100.20 -25 bp (-38 bp from 9:30)

30 yr. FNMA 5.5: 98.13 -47 bp (–57 bp from 9:30)

30 yr. GNMA 5.5: 98.94 -56 bp (-48 bp from 9:30)

Dollar/Yuan: $7.1910 +$0.0204

Dollar/Yen: 148.66 +1.43 yen

Dollar/Euro: $0.9728 -$0.0052

Dollar Index: 113.27 +0.91

Gold: $1648.10 -$28.90

Bitcoin: 19,184 -199

Crude Oil: $85.67 -$3.44

DJIA: 29,634.83 -403.89

NASDAQ: 10,321.39 -327.76

S&P 500: 3583.07 -86.84

Poland

NAME	VALUE	NET CHANGE	% CHANGE	1 MONTH	1 YEAR	TIME (EDT)
WIG20:IND WIG 20	1,397.23	+38.73	+2.85%	-6.97%	-43.06%	11:15 AM
WIG:IND WSE WIG INDEX	46,570.39	+949.00	+2.08%	-5.63%	-37.44%	11:15 AM
WIG30:IND WIG30	1,714.66	+44.87	+2.69%	-6.95%	-42.61%	11:15 AM

WALUTY

CURRENCY	VALUE	CHANGE	NET CHANGE	TIME (EDT)
EUR-USD	0.9722	-0.0054	-0.55%	4:59 PM
USD-JPY	148.6700	1.5500	+1.05%	4:59 PM
GBP-USD	1.1172	-0.0154	-1.36%	4:59 PM
AUD-USD	0.6199	-0.0099	-1.57%	4:59 PM
USD-CAD	1.3885	0.0132	+0.96%	4:59 PM
USD-CZK	25.2930	0.1430	+0.57%	4:59 PM
USD-SKK	30.9883	0.1714	+0.56%	4:59 PM
USD-PLN	4.9390	0.0245	+0.50%	4:59 PM
USD-HUF	429.4800	-9.1800	-2.09%	4:59 PM
USD-RUB	62.8250	-0.8044	-1.26%	4:57 PM
USD-MXN	20.0813	0.0919	+0.46%	4:59 PM

Mortgage Rates

Stunning Round Trip For Mortgage Rates After Inflation Data

30 Yr. Fixed Rate

7.16% +0.06%

	Rate	Change	Points
Mortgage News Daily
30 Yr. Fixed	7.16%	+0.06	0.00
15 Yr. Fixed	6.40%	+0.09	0.00
30 Yr. FHA	6.62%	0.00	0.00
30 Yr. Jumbo	6.10%	+0.04	0.00
5/1 ARM	6.35%	0.00	0.00
30 Yr. VA	6.62%	0.00	0.00
Updates Daily – Last Update: 10/14

15 Yr. Fixed Rate

6.40% +0.09%

	Rate	Change	Points
Freddie Mac
30 Yr. Fixed	6.92%	+0.26	0.80
15 Yr. Fixed	6.09%	+0.19	1.10
5/1 Yr. ARM	5.81%	+0.45	0.20
Updates Weekly – Last Update: 10/13

	Rate	Change	Points
Mortgage Bankers Assoc.
30 Yr. Fixed	6.81%	+0.06	0.97
15 Yr. Fixed	6.12%	+0.16	1.30
30 Yr. Jumbo	6.25%	+0.11	0.61
Updates Weekly – Last Update: 10/12

MBS / Treasuries

Even When It’s Good, It’s Bad

UMBS 30YR 5.0

96.16 -0.42

	Price / Yield	Change
MBS
UMBS 5.0	96.16	-0.42
UMBS 5.5	98.27	-0.33
GNMA 5.0	96.83	-0.53
GNMA 5.5	99.09	-0.41
Pricing as of: 10/14 5:41PM EST

10 Year US Treasury

4.0225 +0.0729

	Price / Yield	Change
US Treasury
2 YR Treasury	4.496	+0.030
5 YR Treasury	4.269	+0.062
7 YR Treasury	4.173	+0.074
10 YR Treasury	4.023	+0.073
30 YR Treasury	3.994	+0.064
Pricing as of: 10/14 5:41PM EST

POŻYCZKI HIPOTECZNE

ELITE 21-30 YEAR

ELITE 16-20 YEAR

RATE

15 DAY

30 DAY

45 DAY

RATE

15 DAY

30 DAY

45 DAY

7.625

-3.640

-3.545

-3.375

7.625

-3.769

-3.674

-3.504

7.500

-3.293

-3.198

-3.028

7.500

-3.419

-3.324

-3.154

7.375

-2.903

-2.808

-2.638

7.375

-3.054

-2.959

-2.789

7.250

-2.610

-2.515

-2.345

7.250

-2.831

-2.736

-2.566

7.125

-2.515

-2.420

-2.250

7.125

-2.517

-2.422

-2.252

6.999

-2.430

-2.335

-2.165

6.999

-2.419

-2.324

-2.154

6.875

-2.011

-1.916

-1.746

6.875

-2.053

-1.958

-1.788

6.750

-1.560

-1.465

-1.295

6.750

-1.727

-1.632

-1.462

6.625

-1.208

-1.113

-0.943

6.625

-1.257

-1.162

-0.992

6.500

-0.957

-0.862

-0.692

6.500

-0.776

-0.681

-0.511

6.375

-0.402

-0.307

-0.137

6.375

-0.584

-0.489

-0.319

6.250

0.171

0.266

0.436

6.250

-0.253

-0.158

0.012

6.125

0.783

0.878

1.048

6.125

0.244

0.339

0.509

5.999

1.126

1.221

1.391

5.999

0.463

0.558

0.728

5.875

1.736

1.831

2.001

5.875

0.916

1.011

1.181

5.750

2.411

2.506

2.676

5.750

1.461

1.556

1.726

5.625

2.981

3.076

3.246

5.625

1.917

2.012

2.182

5.500

3.416

3.511

3.681

5.500

2.675

2.770

2.940

5.375

4.054

4.149

4.319

5.375

3.107

3.202

3.372

5.250

4.749

4.844

5.014

5.250

3.739

3.834

4.004

5.125

5.422

5.517

5.687

5.125

4.436

4.531

4.701

5.000

6.014

6.109

6.279

5.000

5.017

5.112

5.282

ELITE 11-15 YEAR				ELITE 8-10 YEAR
RATE	15 DAY	30 DAY	45 DAY	RATE	15 DAY	30 DAY	45 DAY
7.000	-2.934	-2.839	-2.669	7.000	-2.796	-2.701	-2.531
6.875	-2.712	-2.617	-2.447	6.875	-2.580	-2.485	-2.315
6.750	-2.396	-2.301	-2.131	6.750	-2.300	-2.205	-2.035
6.625	-2.061	-1.966	-1.796	6.625	-1.947	-1.852	-1.682
6.500	-1.971	-1.876	-1.706	6.500	-1.865	-1.770	-1.600
6.375	-1.860	-1.765	-1.595	6.375	-1.698	-1.603	-1.433
6.250	-1.535	-1.440	-1.270	6.250	-1.423	-1.328	-1.158
6.125	-1.429	-1.334	-1.164	6.125	-1.321	-1.226	-1.056
6.000	-1.340	-1.245	-1.075	6.000	-1.220	-1.125	-0.955
5.875	-1.225	-1.130	-0.960	5.875	-1.109	-1.014	-0.844
5.750	-0.807	-0.712	-0.542	5.750	-0.718	-0.623	-0.453
5.625	-0.256	-0.161	0.009	5.625	-0.249	-0.154	0.016
5.500	-0.005	0.090	0.260	5.500	0.196	0.291	0.461
5.375	0.302	0.397	0.567	5.375	0.418	0.513	0.683
5.250	0.770	0.865	1.035	5.250	0.856	0.951	1.121
5.125	1.366	1.461	1.631	5.125	1.351	1.446	1.616
5.000	1.674	1.769	1.939	5.000	1.608	1.703	1.873
4.875	1.815	1.910	2.080	4.875	1.694	1.789	1.959
4.750	2.297	2.392	2.562	4.750	2.148	2.243	2.413
4.625	2.874	2.969	3.139	4.625	2.723	2.818	2.988
4.500	3.447	3.542	3.712	4.500	3.300	3.395	3.565
4.375	3.699	3.794	3.964	4.375	3.615	3.710	3.880